WashingtonHB 16692025-2026 Regular SessionHouseWALLET

Concerning coverage requirements for prosthetic limbs and custom orthotic braces.

Sponsored By: Monica Jurado Stonier (Democratic)

Became Law

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Bill Overview

Analyzed Economic Effects

5 provisions identified: 4 benefits, 1 costs, 0 mixed.

Covered repairs and replacements for devices

Starting January 1, 2026, required coverage also includes device materials and parts, related services, instruction on use, and reasonable repair or replacement. Plans must cover a replacement (ignoring useful‑life limits) when medically necessary because your condition changed, the device is irreparably damaged, or a repair would cost more than 60% of a replacement. If a device or part is under three years old, the plan may ask your prescriber to confirm the medical need for replacement.

Employer plans must cover prosthetics and braces

Beginning January 1, 2026, large- and small‑group employer health plans issued or renewed on or after that date must cover one or more prostheses per limb and custom orthotic braces per limb when medically necessary. Coverage applies when you need the device to do daily activities, essential job tasks, or to perform physical activities to maximize limb function. Plans may not deny a prosthetic or custom brace for a person with a disability if the plan would cover a similar medical or surgical treatment for someone without a disability. A prosthetic limb replaces a missing limb. A custom orthotic brace is made or fitted for one person to support or correct a muscle or bone problem.

Medicare-level pay for prosthetics and braces

Beginning January 1, 2026, insurers must pay at least what Medicare pays for covered prosthetic limbs, custom orthotic braces, and related services. This helps keep providers available and reduces payment disputes.

Some plans are excluded from coverage

This law does not apply to individual‑market plans or to public‑employee large‑group plans under chapter 41.05 RCW. People in those plans do not get the new required coverage starting January 1, 2026.

Prior authorization rules and written denials

Insurers may use their normal prior authorization for these devices. If they deny coverage, they must send you a written notice explaining that it was not medically necessary. This applies starting January 1, 2026.

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Sponsors & Cosponsors

Sponsor

  • Monica Jurado Stonier

    Democratic • House

Cosponsors

  • Beth Doglio

    Democratic • House

  • Clyde Shavers

    Democratic • House

  • Debra Lekanoff

    Democratic • House

  • Greg Nance

    Democratic • House

  • Julia Reed

    Democratic • House

  • Lauren Davis

    Democratic • House

  • Lisa Parshley

    Democratic • House

  • Liz Berry

    Democratic • House

  • Michelle Valdez

    Republican • House

  • Sam Low

    Republican • House

Roll Call Votes

All Roll Calls

Yes: 121 • No: 25

Senate vote 4/10/2025

3rd Reading & Final Passage

Yes: 41 • No: 8

House vote 3/12/2025

3rd Reading & Final Passage

Yes: 80 • No: 17 • Other: 1

Actions Timeline

  1. Effective date 7/27/2025.

    4/21/2025House
  2. Chapter 96, 2025 Laws.

    4/21/2025House
  3. Governor signed.

    4/21/2025legislature
  4. Delivered to Governor.

    4/16/2025legislature
  5. President signed.

    4/14/2025legislature
  6. Speaker signed.

    4/11/2025legislature
  7. Third reading, passed; yeas, 41; nays, 8; absent, 0; excused, 0.

    4/10/2025House
  8. Rules suspended. Placed on Third Reading.

    4/10/2025House
  9. Placed on second reading by Rules Committee.

    4/7/2025House
  10. Passed to Rules Committee for second reading.

    3/24/2025House
  11. Minority; do not pass.

    3/21/2025House
  12. HLTC - Majority; do pass.

    3/21/2025House
  13. First reading, referred to Health & Long-Term Care.

    3/14/2025House
  14. Third reading, passed; yeas, 80; nays, 17; absent, 0; excused, 1.

    3/12/2025House
  15. Rules suspended. Placed on Third Reading.

    3/12/2025House
  16. 1st substitute bill substituted.

    3/12/2025House
  17. Rules Committee relieved of further consideration. Placed on second reading.

    3/11/2025House
  18. Minority; do not pass.

    2/21/2025House
  19. HCW - Majority; 1st substitute bill be substituted, do pass.

    2/21/2025House
  20. Referred to Rules 2 Review.

    2/21/2025House
  21. HCW - Executive action taken by committee.

    2/21/2025House
  22. First reading, referred to Health Care & Wellness.

    1/28/2025House
  23. Introduced

    1/28/2025House

Bill Text

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