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WashingtonHB 23842025-2026 Regular SessionHouseWALLET

Increasing regulatory oversight of continuing care retirement communities.

Sponsored By: Nicole Macri (Democratic)

Became Law

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Bill Overview

Analyzed Economic Effects

3 provisions identified: 2 benefits, 0 costs, 1 mixed.

Actuarial reviews for continuing care communities

Beginning July 1, 2027, continuing care communities that offer life care contracts must submit an actuarial analysis with registration. Renewals must include an analysis every other renewal, starting with the second renewal. The insurance commissioner sets review standards, tests results under moderately adverse conditions, and decides if the balance is satisfactory. The commissioner sets actuary qualifications, handles appeals, and gives written decisions and appeal notices. The department sets what the actuarial materials must include. Review materials are confidential and are not public records starting July 1, 2027. The office may ask for more actuarial information as needed.

Public list and ad rules for continuing care communities

The department keeps an online public list of registered continuing care communities, with links to any actuarial review results it receives. Unregistered entities may not call themselves a “registered continuing care retirement community,” a “continuing care retirement community,” or a “life plan community” in ads. This helps seniors and families check status and avoid misleading marketing.

Faster registrations and new fees for continuing care communities

The department issues a registration within 60 days after it gets a complete application, required fees, and documents. If the actuarial review is still pending but everything else is in order, the department may issue a provisional registration. A missed deadline by the department cannot delay a change of ownership or operation. Registrations last two years and cannot be transferred to a new owner. The department charges fees that cover its costs and the insurance office’s review costs. These registration rules take effect July 1, 2027.

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Sponsors & Cosponsors

Sponsor

  • Nicole Macri

    Democratic • House

Cosponsors

  • Adam Bernbaum

    Democratic • House

  • Brianna Thomas

    Democratic • House

  • Chipalo Street

    Democratic • House

  • Julia Reed

    Democratic • House

  • My-Linh Thai

    Democratic • House

  • Natasha Hill

    Democratic • House

  • Roger Goodman

    Democratic • House

  • Shaun Scott

    Democratic • House

  • Timm Ormsby

    Democratic • House

Roll Call Votes

All Roll Calls

Yes: 193 • No: 43

House vote • 3/9/2026

Final Passage as Amended by the Senate

Yes: 78 • No: 17 • Other: 3

Senate vote • 3/3/2026

3rd Reading & Final Passage as Amended by the Senate

Yes: 37 • No: 12

House vote • 2/16/2026

3rd Reading & Final Passage

Yes: 78 • No: 14 • Other: 6

Actions Timeline

  1. Effective date 6/11/2026*.

    3/23/2026House

  2. Chapter 140, 2026 Laws.

    3/23/2026House

  3. Governor signed.

    3/23/2026legislature

  4. President signed.

    3/12/2026legislature

  5. Delivered to Governor.

    3/12/2026legislature

  6. Speaker signed.

    3/11/2026legislature

  7. Passed final passage; yeas, 78; nays, 17; absent, 0; excused, 3.

    3/9/2026House

  8. House concurred in Senate amendments.

    3/9/2026House

  9. Third reading, passed; yeas, 37; nays, 12; absent, 0; excused, 0.

    3/3/2026House

  10. Rules suspended. Placed on Third Reading.

    3/3/2026House

  11. Floor amendment(s) adopted.

    3/3/2026House

  12. Committee amendment not adopted.

    3/3/2026House

  13. Placed on second reading by Rules Committee.

    2/27/2026House

  14. Passed to Rules Committee for second reading.

    2/25/2026House

  15. Minority; without recommendation.

    2/24/2026House

  16. Minority; do not pass.

    2/24/2026House

  17. HLTC - Majority; do pass with amendment(s).

    2/24/2026House

  18. First reading, referred to Health & Long-Term Care.

    2/18/2026House

  19. Third reading, passed; yeas, 78; nays, 14; absent, 0; excused, 6.

    2/16/2026House

  20. Rules suspended. Placed on Third Reading.

    2/16/2026House

  21. 2nd substitute bill substituted.

    2/16/2026House

  22. Rules Committee relieved of further consideration. Placed on second reading.

    2/14/2026House

  23. Referred to Rules 2 Review.

    2/9/2026House

  24. APP - Executive action taken by committee.

    2/7/2026House

  25. APP - Majority; 2nd substitute bill be substituted, do pass.

    2/7/2026House

Bill Text

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