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WashingtonSB 54802025-2026 Regular SessionSenateWALLET

Protecting consumers by removing barriers created by medical debt.

Sponsored By: Marcus Riccelli (Democratic)

Became Law

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Bill Overview

Analyzed Economic Effects

2 provisions identified: 2 benefits, 0 costs, 0 mixed.

Medical debt kept off credit reports

The law defines medical debt broadly, including bills not past due or already paid. Cosmetic surgery is excluded, except some reconstructive care. Providers, hospitals, and licensed collectors cannot send your medical debt to credit bureaus. If they do, the debt is void and not enforceable; hospitals and doctor groups also face licensing violations. Credit bureaus cannot include medical debt in reports unless the report is for credit or life insurance of $50,000 or more, or for a job paying $20,000 a year or more.

Billing help after a hospital stay

When you leave the hospital after an inpatient stay, the hospital gives you a written list of doctor groups and partners who may bill you. The list includes their phone numbers and a main number to call for billing help about that stay.

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Sponsors & Cosponsors

Sponsor

  • Marcus Riccelli

    Democratic • Senate

Cosponsors

  • Bill Ramos

    Democratic • Senate

  • Bob Hasegawa

    Democratic • Senate

  • Claire Wilson

    Democratic • Senate

  • Derek Stanford

    Democratic • Senate

  • Emily Alvarado

    Democratic • House

  • Javier Valdez

    Democratic • Senate

  • Jessica Bateman

    Democratic • Senate

  • June Robinson

    Democratic • Senate

  • Liz Lovelett

    Democratic • Senate

  • Mike Chapman

    Democratic • Senate

  • T'wina Nobles

    Democratic • Senate

  • Member 14205

    House

  • Member 27504

    House

  • Yasmin Trudeau

    Democratic • Senate

Roll Call Votes

All Roll Calls

Yes: 94 • No: 50

House vote • 4/9/2025

3rd Reading & Final Passage

Yes: 59 • No: 38 • Other: 1

Senate vote • 2/26/2025

3rd Reading & Final Passage

Yes: 35 • No: 12 • Other: 2

Actions Timeline

  1. Effective date 7/27/2025.

    4/22/2025Senate

  2. Chapter 145, 2025 Laws.

    4/22/2025Senate

  3. Governor signed.

    4/22/2025legislature

  4. Delivered to Governor.

    4/17/2025legislature

  5. Speaker signed.

    4/15/2025legislature

  6. President signed.

    4/14/2025legislature

  7. Third reading, passed; yeas, 59; nays, 38; absent, 0; excused, 1.

    4/9/2025Senate

  8. Rules suspended. Placed on Third Reading.

    4/9/2025Senate

  9. Rules Committee relieved of further consideration. Placed on second reading.

    4/8/2025Senate

  10. Referred to Rules 2 Review.

    3/27/2025Senate

  11. Minority; without recommendation.

    3/25/2025Senate

  12. Minority; do not pass.

    3/25/2025Senate

  13. CPB - Majority; do pass.

    3/25/2025Senate

  14. CPB - Executive action taken by committee.

    3/25/2025Senate

  15. First reading, referred to Consumer Protection & Business.

    2/28/2025Senate

  16. Third reading, passed; yeas, 35; nays, 12; absent, 0; excused, 2.

    2/26/2025Senate

  17. Rules suspended. Placed on Third Reading.

    2/26/2025Senate

  18. Floor amendment(s) adopted.

    2/26/2025Senate

  19. 1st substitute bill substituted.

    2/26/2025Senate

  20. Placed on second reading by Rules Committee.

    2/19/2025Senate

  21. Passed to Rules Committee for second reading.

    2/7/2025Senate

  22. LAW - Majority; 1st substitute bill be substituted, do pass.

    2/6/2025Senate

  23. Minority; do not pass.

    2/6/2025Senate

  24. First reading, referred to Law & Justice.

    1/24/2025Senate

  25. Introduced

    1/24/2025Senate

Bill Text

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