Title 12Banks and BankingRelease 119-73

§2807 Report

Title 12 › Chapter CHAPTER 29— - HOME MORTGAGE DISCLOSURE › § 2807

Last updated Apr 6, 2026|Official source

Full Legal Text

Title 12, §2807

Banks and Banking — Source: USLM XML via OLRC

The Bureau, in consultation with the Secretary of Housing and Urban Development, shall report annually to the Congress on the utility of the requirements of section 2803(b)(4) of this title.

Legislative History

Notes & Related Subsidiaries

Editorial Notes

Amendments

2010—Pub. L. 111–203 substituted “Bureau” for “Board”. 1989—Pub. L. 101–73 amended section generally. Prior to amendment, section read as follows: “(a) The Board, in consultation with the Secretary of Housing and Urban Development, is authorized and directed to carry out a study to determine the feasibility and usefulness of requiring depository institutions located outside primary metropolitan statistical areas, metropolitan statistical areas, or consolidated metropolitan statistical areas that are not comprised of designated primary metropolitan statistical areas, as defined by the Office of Management and Budget, to make disclosures comparable to those required by this chapter. “(b) A report on the study under this section shall be transmitted to the Congress not later than three years after December 31, 1975.” 1983—Subsec. (a). Pub. L. 98–181 substituted “primary metropolitan statistical areas, metropolitan statistical areas, or consolidated metropolitan statistical areas that are not comprised of designated primary metropolitan statistical areas” for “standard metropolitan statistical areas”.

Statutory Notes and Related Subsidiaries

Effective Date

of 2010 AmendmentAmendment by Pub. L. 111–203 effective on the designated transfer date, see section 1100H of Pub. L. 111–203, set out as a note under section 552a of Title 5, Government Organization and Employees.

Effective Date

of 1989 AmendmentAmendment by Pub. L. 101–73 applicable to each calendar year beginning after Dec. 31, 1989, see section 1211(k) of Pub. L. 101–73, set out as a note under section 2802 of this title.

Reference

Citations & Metadata

Citation

12 U.S.C. § 2807

Title 12Banks and Banking

Last Updated

Apr 6, 2026

Release point: 119-73