§3708 Service of notice of default and foreclosure sale

Summary

The foreclosure commissioner must send, publish, and post the notice of default and foreclosure sale, and no extra notice is required under state or local law. The notice and the required designation must be sent by certified or registered mail, postage paid, return receipt requested, to the current recorded owner, the original and later mortgagors or anyone shown as liable, and all recorded lienholders as those records exist 45 days before the originally set sale date. This applies even if the sale is later postponed. A copy must be published once a week for three weeks, with the last publication 4 to 12 days before the sale. The commissioner may leave out some details from the published notice. Publication must be in a newspaper with general circulation in the county where the property is. If no such weekly paper exists, notices must be posted in at least three public places in that county at least 21 days before the sale. A copy must also be posted on the property at least 7 days before the sale (on each parcel or building if there are several). The commissioner may enter the property to post. Posting is not required if the commissioner finds it would likely cause a breach of the peace or raise the risk of vandalism or damage.