Title 12 — Banks and BankingRelease 119-73
§4809 “Plain language” requirement for Federal banking agency rules
Title 12 › Chapter CHAPTER 48— - FINANCIAL INSTITUTIONS REGULATORY IMPROVEMENT › § 4809
Summary
Agencies named in section 1813 must write proposed and final rules in the Federal Register after January 1, 2000, in plain language. By March 1, 2001, each must report to Congress on compliance.
Full Legal Text
Title 12, §4809
Banks and Banking — Source: USLM XML via OLRC
(a)Each Federal banking agency shall use plain language in all proposed and final rulemakings published by the agency in the Federal Register after January 1, 2000.
(b)Not later than March 1, 2001, each Federal banking agency shall submit to the Congress a report that describes how the agency has complied with subsection (a).
(c)For purposes of this section, the term “Federal banking agency” has the meaning given that term in section 1813 of this title.
Legislative History
Notes & Related Subsidiaries
Editorial Notes
Codification Section was enacted as part of the Gramm-Leach-Bliley Act, and not as part of title III of Pub. L. 103–322 which comprises this chapter.
Reference
Citations & Metadata
Citation
12 U.S.C. § 4809
Title 12 — Banks and Banking
Last Updated
Apr 6, 2026
Release point: 119-73