Title 15 — Commerce and TradeRelease 119-73

§1611 Criminal liability for willful and knowing violation

Title 15 › Chapter CHAPTER 41— - CONSUMER CREDIT PROTECTION › Subchapter SUBCHAPTER I— - CONSUMER CREDIT COST DISCLOSURE › Part Part A— - General Provisions › § 1611

Last updated Apr 6, 2026|Official source

Summary

Anyone who, on purpose and knowing what they are doing, gives false information or fails to give information they must provide under this part of the law or its rules is covered. The rule also covers anyone who uses a chart or table the Bureau approved under section 1606 to consistently understate the annual percentage rate in section 1606(a)(1)(A), or who otherwise fails to follow any requirement in this part.

Full Legal Text

Title 15, §1611

Commerce and Trade — Source: USLM XML via OLRC

Whoever willfully and knowingly

(1)gives false or inaccurate information or fails to provide information which he is required to disclose under the provisions of this subchapter or any regulation issued thereunder,

(2)uses any chart or table authorized by the Bureau under section 1606 of this title in such a manner as to consistently understate the annual percentage rate determined under section 1606(a)(1)(A) of this title, or

(3)otherwise fails to comply with any requirement imposed under this subchapter,

Legislative History

Notes & Related Subsidiaries

Editorial Notes

Amendments

2010—Par. (2). Pub. L. 111–203 substituted “Bureau” for “Board”.

Statutory Notes and Related Subsidiaries

Effective Date

of 2010 AmendmentAmendment by Pub. L. 111–203 effective on the designated transfer date, see section 1100H of Pub. L. 111–203, set out as a note under section 552a of Title 5, Government Organization and Employees.

Reference

Citations & Metadata

Citation

15 U.S.C. § 1611

Title 15 — Commerce and Trade

Last Updated

Apr 6, 2026

Release point: 119-73