Title 15 — Commerce and TradeRelease 119-73
§1677 Effect on State laws
Title 15 › Chapter CHAPTER 41— - CONSUMER CREDIT PROTECTION › Subchapter SUBCHAPTER II— - RESTRICTIONS ON GARNISHMENT › § 1677
Summary
Federal law does not cancel state laws that ban or limit taking money from paychecks or that forbid firing workers because their pay is garnished for multiple debts.
Full Legal Text
Title 15, §1677
Commerce and Trade — Source: USLM XML via OLRC
This subchapter does not annul, alter, or affect, or exempt any person from complying with, the laws of any State
(1)prohibiting garnishments or providing for more limited garnishment than are allowed under this subchapter, or
(2)prohibiting the discharge of any employee by reason of the fact that his earnings have been subjected to garnishment for more than one indebtedness.
Reference
Citations & Metadata
Citation
15 U.S.C. § 1677
Title 15 — Commerce and Trade
Last Updated
Apr 6, 2026
Release point: 119-73