Title 15 — Commerce and TradeRelease 119-73
§1679f Noncompliance with this subchapter
Title 15 › Chapter CHAPTER 41— - CONSUMER CREDIT PROTECTION › Subchapter SUBCHAPTER II–A— - CREDIT REPAIR ORGANIZATIONS › § 1679f
Summary
Consumers may not give up the protections or rights in this part of the law. Any agreement where a consumer tries to give up those rights is void and cannot be enforced by any federal or state court or by any person. Trying to get a consumer to give up these protections is a violation, and any service contract that does not follow these rules is also void and unenforceable.
Full Legal Text
Title 15, §1679f
Commerce and Trade — Source: USLM XML via OLRC
(a)Any waiver by any consumer of any protection provided by or any right of the consumer under this subchapter—
(1)shall be treated as void; and
(2)may not be enforced by any Federal or State court or any other person.
(b)Any attempt by any person to obtain a waiver from any consumer of any protection provided by or any right of the consumer under this subchapter shall be treated as a violation of this subchapter.
(c)Any contract for services which does not comply with the applicable provisions of this subchapter—
(1)shall be treated as void; and
(2)may not be enforced by any Federal or State court or any other person.
Legislative History
Notes & Related Subsidiaries
Statutory Notes and Related Subsidiaries
Effective Date
Section applicable after the end of the 6-month period beginning on Sept. 30, 1996, except with respect to contracts entered into by a credit repair organization before the end of such period, see section 413 of Pub. L. 90–321, as added by Pub. L. 104–208, set out as a note under section 1679 of this title.
Reference
Citations & Metadata
Citation
15 U.S.C. § 1679f
Title 15 — Commerce and Trade
Last Updated
Apr 6, 2026
Release point: 119-73