Title 20 › Chapter CHAPTER 28— - HIGHER EDUCATION RESOURCES AND STUDENT ASSISTANCE › Subchapter SUBCHAPTER IV— - STUDENT ASSISTANCE › Part Part F— - Need Analysis › § 1087ll
Require colleges and universities to count specific costs when they work out a student’s "cost of attendance." They must include 14 types of costs: (1) tuition and normal fees for the same course load; (2) books, course materials, supplies, and a reasonable allowance for renting or buying a personal computer if needed; (3) travel between campus, home, and work; (4) small personal expenses for students at least half-time; (5) living costs for half-time students, including food and housing — with rules that cover on‑campus meal plans or buying food off campus (each giving the equivalent of three meals a day), housing charges based on the average or median amount charged (whichever is higher) for on‑campus residents, rent for off‑campus students, a nonzero allowance for dependents living at home, a food-only allowance for students on military bases or getting a basic allowance under section 403(b) of title 37, and a reasonable housing/food estimate for all others; (6) for correspondence students, tuition and fees and only those extra costs tied to required in‑person training; (7) for confined or incarcerated students, only tuition, fees, materials, equipment, and costs to get a required license or first professional credential; (8) reasonable study‑abroad costs approved for credit; (9) dependent‑care costs based on estimated actual expenses but not more than the community’s reasonable cost and covering times like class, study, field work, internships, and commuting; (10) disability‑related expenses not covered by other agencies; (11) no difference in cost rules for distance education; (12) costs tied to cooperative work programs; (13) loan fees or insurance premiums charged on federal student loans (actual or average cost); and (14) costs to get required professional licensure or certification. If a student attends less than half-time, the school may still include a living allowance for up to three semesters (or the same time span), but no more than two of those semesters can be back-to-back. Each institution must put on its website a list of all these cost items and show them wherever it describes tuition and fees.
Full Legal Text
Education — Source: USLM XML via OLRC
Legislative History
Reference
Citation
20 U.S.C. § 1087ll
Title 20 — Education
Last Updated
Apr 6, 2026
Release point: 119-73