Title 29 — LaborRelease 119-73
§1193a Preemption of State anti-garnishment laws
Title 29 › Chapter CHAPTER 18— - EMPLOYEE RETIREMENT INCOME SECURITY PROGRAM › Subchapter SUBCHAPTER I— - PROTECTION OF EMPLOYEE BENEFIT RIGHTS › Subtitle Subtitle B— - Regulatory Provisions › Part part 8— - pension-linked emergency savings accounts › § 1193a
Summary
Overrides any state law that would ban or limit using an automatic saving setup that moves money into a pension-linked emergency savings account. The Secretary can write rules that set the minimum standards those automatic saving setups must meet for this federal rule to apply.
Full Legal Text
Title 29, §1193a
Labor — Source: USLM XML via OLRC
Notwithstanding any other provision of law, this part shall supersede any law of a State which would directly or indirectly prohibit or restrict the use of an automatic contribution arrangement, described in section 1193(d)(2) of this title, for a pension-linked emergency savings account. The Secretary may promulgate regulations to establish minimum standards that such an arrangement would be required to satisfy in order for this subsection to apply with respect to such an account.
Legislative History
Notes & Related Subsidiaries
Statutory Notes and Related Subsidiaries
Effective Date
Section applicable to plan years beginning after Dec. 31, 2023, see section 127(g) of Pub. L. 117–328, set out as an
Effective Date
of 2022 Amendment note under section 72 of Title 26, Internal Revenue Code.
Reference
Citations & Metadata
Citation
29 U.S.C. § 1193a
Title 29 — Labor
Last Updated
Apr 6, 2026
Release point: 119-73