Title 38Veterans' BenefitsRelease 119-73

§1908 Premium payments

Title 38 › Part PART II— - GENERAL BENEFITS › Chapter CHAPTER 19— - INSURANCE › Subchapter SUBCHAPTER I— - NATIONAL SERVICE LIFE INSURANCE › § 1908

Last updated Apr 6, 2026|Official source

Summary

The Secretary must set rules for when and how insurance premiums are paid. Insured people cannot be forced to prepay more than one month at a time. They can choose to have premiums taken from their active‑service pay or pay another way. The first premium may be advanced from current active‑service pay for members of the Army, Navy, Air Force, Marine Corps, Space Force, or Coast Guard. That advance becomes a legal claim on the person’s future pay and will be taken from pay if not repaid. Pay officers are not responsible for any loss from such advances. If the advance is more than available pay, it becomes a legal claim on the policy under section 5301(b).

Full Legal Text

Title 38, §1908

Veterans' Benefits — Source: USLM XML via OLRC

The Secretary shall, by regulations, prescribe the time and method of payment of the premiums on insurance, but payments of premiums in advance shall not be required for periods of more than one month each, and may at the election of the insured be deducted from the insured’s active-service pay or be otherwise made. An amount equal to the first premium due under a National Service Life Insurance policy may be advanced from current appropriations for active-service pay to any person in the active service in the Army, Navy, Air Force, Marine Corps, Space Force, or Coast Guard, which amount shall constitute a lien upon any service or other pay accruing to the person for whom such advance was made and shall be collected therefrom if not otherwise paid. No disbursing or certifying officer shall be responsible for any loss incurred by reason of such advance. Any amount so advanced in excess of available service or other pay shall constitute a lien on the policy within the provisions of section 5301(b) of this title.

Legislative History

Notes & Related Subsidiaries

Editorial Notes

Amendments

2021—Pub. L. 116–283 inserted “Space Force,” after “Marine Corps,”. 1991—Pub. L. 102–83 renumbered section 708 of this title as this section and substituted “Secretary” for “Administrator”. Pub. L. 102–40 substituted “5301(b)” for “3101(b)”. 1986—Pub. L. 99–576 substituted “the insured’s” for “his”.

Statutory Notes and Related Subsidiaries

Transfer of Functions

For transfer of authorities, functions, personnel, and assets of the Coast Guard, including the authorities and functions of the Secretary of Transportation relating thereto, to the Department of Homeland Security, and for treatment of related references, see section 468(b), 551(d), 552(d), and 557 of Title 6, Domestic Security, and the Department of Homeland Security Reorganization Plan of November 25, 2002, as modified, set out as a note under section 542 of Title 6.

Reference

Citations & Metadata

Citation

38 U.S.C. § 1908

Title 38Veterans' Benefits

Last Updated

Apr 6, 2026

Release point: 119-73