§300gg–46 Disclosure to enrollees of individual market coverage

Summary

Health insurance companies that sell individual plans or short-term limited plans must tell people how much they pay any agent or broker who helps them pick and enroll in a plan. They must disclose the amount of direct or indirect payments before a person finishes choosing a plan and include that amount on the enrollment confirmation. Those companies must also send a report to the Secretary each year, before open enrollment begins, listing payments to agents or brokers. The Secretary must finish public rules about when, how, and in what form issuers must make these disclosures and reports by not later than 1 year after December 27, 2020, and may change notice rules to cover plan renewals so people get full, timely information.