Title 5Government Organization and EmployeesRelease 119-73

§8443 Rights of a child

Title 5 › Part PART III— - EMPLOYEES › Subpart Subpart G— - Insurance and Annuities › Chapter CHAPTER 84— - FEDERAL EMPLOYEES’ RETIREMENT SYSTEM › Subchapter SUBCHAPTER IV— - SURVIVOR ANNUITIES › § 8443

Last updated Apr 6, 2026|Official source

Summary

When a federal employee or Member dies after at least 18 months of civilian service creditable under section 8411, or when a retired federal worker dies, each surviving child can get a monthly annuity. The amount for each child is the difference between (a) what all the children would get under the civil service retirement rules of subchapter III of chapter 83 (including any adjustment under section 8340) if the worker’s service counted there, and (b) the Social Security child’s insurance benefits payable under Title II based on the worker’s wages. That difference is split evenly among the children who qualify for a payment that month. Payments begin the day after the worker’s death. Payments also start or restart if a child later becomes (or again becomes) a student (see section 8441(4)) or becomes disabled before age 18 (or has a later recurrence of that disability), but only if any lump-sum payment is returned to the Fund. Payments stop when a child turns 18 (unless still a qualifying student or disabled), when a child becomes able to support themself after age 18 (unless still a student), when a student turns 22 if capable of self-support, or when the child dies or marries.

Full Legal Text

Title 5, §8443

Government Organization and Employees — Source: USLM XML via OLRC

(a)(1)If an employee or Member dies after completing at least 18 months of civilian service which is creditable under section 8411, or an annuitant dies, each surviving child is, for any month, entitled to an annuity equal to—
(A)the amount by which the applicable amount under paragraph (2) for such month exceeds the applicable amount under paragraph (3) for such month, divided by
(B)the number of children entitled to a payment under this section for such month.
(2)The applicable amount under this paragraph for any month is the total amount to which the surviving child or children (as the case may be) of the annuitant, employee, or Member would be entitled for such month under subchapter III of chapter 83 (including any adjustment based on section 8340) based on the service of such annuitant, employee, or Member, if the service of such annuitant, employee, or Member were creditable under such subchapter.
(3)The applicable amount under this paragraph for any month is the total amount of child’s insurance benefits which are payable (or would, on proper application, be payable) under title II of the Social Security Act for such month based on the wages and self-employment income of such annuitant, employee, or Member.
(b)The annuity of a child under this subchapter—
(1)commences on the day after the annuitant, employee, or Member dies;
(2)commences or resumes on the first day of the month in which the child later becomes or again becomes a student as described by section 8441(4), if any lump sum paid is returned to the Fund; or
(3)commences or resumes on the first day of the month in which the child later becomes or again becomes incapable of self-support because of a mental or physical disability incurred before age 18 (or a later recurrence of such disability), if any lump sum paid is returned to the Fund.
(A)becomes 18 years of age unless then a student as described or incapable of self-support;
(B)becomes capable of self-support after becoming 18 years of age unless then such a student;
(C)becomes 22 years of age if then such a student and capable of self-support;
(D)ceases to be such a student after becoming 18 years of age unless then incapable of self-support; or
(E)dies or marries;

Legislative History

Notes & Related Subsidiaries

Editorial Notes

References in Text

The Social Security Act, referred to in subsec. (a)(3), is act Aug. 14, 1935, ch. 531, 49 Stat. 620. Title II of the Social Security Act is classified generally to subchapter II (§ 401 et seq.) of chapter 7 of Title 42, The Public Health and Welfare. For complete classification of this Act to the Code, see section 1305 of Title 42 and Tables.

Amendments

1996—Subsec. (b). Pub. L. 104–208 inserted at end “If the annuity of a child under this subchapter terminates under subparagraph (E) because of marriage, then, if such marriage ends, such annuity shall resume on the first day of the month in which it ends, but only if any lump sum paid is returned to the Fund, and that individual is not otherwise ineligible for such annuity.” 1986—Subsec. (a)(2). Pub. L. 99–556 inserted “(including any adjustment based on section 8340)”.

Statutory Notes and Related Subsidiaries

Effective Date

of 1996 AmendmentAmendment by Pub. L. 104–208 applicable with respect to termination of marriage taking effect before, on, or after Sept. 30, 1996, except that benefits are payable only with respect to amounts accruing for periods beginning on first day of month beginning after the later of termination of marriage or Sept. 30, 1996, see section 101(f) [title VI, § 633(b)] of Pub. L. 104–208, set out as a note under section 8341 of this title.

Reference

Citations & Metadata

Citation

5 U.S.C. § 8443

Title 5Government Organization and Employees

Last Updated

Apr 6, 2026

Release point: 119-73