§9008 Administrative functions

Summary

The Office of Personnel Management must write the rules needed to run this chapter. It must hold regular, coordinated enrollment, outreach, and education efforts with the insurance carriers. Rules that affect eligible people named in paragraph (3) or (4) of section 9001, or their qualified relatives, must be made with the appropriate Secretary. Before someone applies for long-term care insurance under this chapter, the Office must give them clear information to help decide. That includes the main benefits and how they compare to other coverage; example costs of long-term care and how inflation affects those benefits; cancellation and refund rights plus likely lapse rates, how and when premiums can be raised, the last 10 years of premium history for each qualified carrier, and projected premiums if costs go up; and the pros and cons of this insurance versus other ways to pay for long-term care, like tax-qualified retirement plans or other investments.