FTC Extends Identity Theft Paperwork Rules for Three More Years
Published Date: 1/7/2025
Notice
Summary
The Federal Trade Commission is asking to extend for three more years the rules that help prevent identity theft and protect your personal info when you use credit cards or open accounts. This affects businesses that handle your info and helps keep fraud in check without adding new costs. If you want to share your thoughts, you’ve got until February 6, 2025, to speak up!
Analyzed Economic Effects
4 provisions identified: 0 benefits, 3 costs, 1 mixed.
FTC Seeks 3-Year Extension
The FTC asked OMB to extend for three more years the Paperwork Reduction Act clearance for the Red Flags, Card Issuers, and Address Discrepancy Rules. The current clearance expires on January 31, 2025, and the FTC is seeking renewal so the Rules stay in place through the requested three-year period.
Red Flags Rule: Identity Theft Programs
The Red Flags Rule requires financial institutions and certain creditors to develop and implement written Identity Theft Prevention Programs. The FTC estimates 165,494 respondents for the Red Flags Rule with 358,124 annual burden hours.
Card Issuers Rule: Address-Change Checks
The Card Issuers Rule requires credit and debit card issuers to assess the validity of notifications of address changes in certain situations. The FTC estimates 18,500 respondents for this Rule with 18,608 annual burden hours.
Address Discrepancy Rule: Motor Vehicle Dealers
The Address Discrepancy Rule gives guidance to users of consumer reports who are motor vehicle dealers predominantly engaged in selling or servicing vehicles. The FTC estimates 54,948 respondents for this Rule with 21,747 annual burden hours and attributes $500,181 in annual labor costs to the Address Discrepancy Rule.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Related Federal Register Documents
2026-11374 — Finished Carbon Steel Flanges From India: Final Results of Countervailing Duty Administrative Review; 2023
The U.S. Department of Commerce found that Indian producers of finished carbon steel flanges got unfair government help during 2023. Because of this, extra duties (taxes) will apply to these imports starting June 8, 2026, making sure U.S. businesses compete on a level playing field. If you import or sell these steel flanges, get ready for some changes that could affect prices and timing.
2026-11451 — Policy Statement on Mandatory Hearings for Reactor Licensing
Starting June 8, 2026, the Nuclear Regulatory Commission (NRC) is rolling out a new rule that requires mandatory hearings for all reactor license applications. This means anyone applying to build or operate a nuclear reactor will have to go through a clear, official hearing process. The change aims to make licensing more transparent and could affect timelines and costs for applicants.
2026-11428 — Proposed Information Collection Activity; ACF-700 Tribal Annual Report
Tribal child care programs that get federal money will fill out a shorter, easier annual report called the ACF-700. This update cuts down on repetitive questions and removes old COVID-related data, saving tribes time and effort. Comments on these changes are open until August 7, 2026, so tribes can share their thoughts before it’s finalized.
2026-11467 — Privacy Act of 1974; System of Records
The USPS is updating how it handles driver info and mail tracking for its Highway Contract Route drivers. They’re moving from paper to a digital system and launching a new mobile app to make mail delivery smoother and safer. These changes start April 10, 2026, with no extra costs or delays, and they affect all USPS contractors using these routes.
2026-11446 — MQR Storage, LLC; Notice of Surrender of Preliminary Permit
MQR Storage, LLC has decided to give up its early permit for a pumped storage project near Tracy, California. This means the permit will officially end by July 3, 2026, freeing up the site for new applicants after that date. No money changes hands now, but this move opens the door for fresh energy ideas in the area.
2026-11387 — Crepe Paper From China; Scheduling of an Expedited Five-Year Review
The U.S. International Trade Commission is speeding up a check to see if the special taxes on crepe paper from China should stay or go. This affects American crepe paper makers and importers, with decisions coming soon that could impact prices and trade rules. The review started because U.S. producers showed strong interest, while Chinese exporters didn’t respond enough.
Previous / Next Documents
Previous: 2025-00006 — Public Land Order No. 7957; Withdrawal of Public Land for the Protection of Three Recreation Sites; Oregon
Starting January 7, 2025, the government is protecting three fun outdoor spots in Douglas County, Oregon, by stopping mining claims on about 104 acres of public land for 20 years. This keeps the parks safe and enjoyable without affecting mineral leasing. If the government buys nearby lands, those will get the same protection too, making sure these recreation areas stay awesome for everyone.
Next: 2025-00009 — Technical Mapping Advisory Council; Meeting
FEMA’s Technical Mapping Advisory Council is hosting a free, virtual meeting on January 24, 2025, to discuss important updates about flood maps that affect communities and property owners. Anyone interested can join online by registering before January 21 and send in their comments to help shape the conversation. This meeting helps make sure flood maps stay accurate, which can impact safety and insurance costs.