Federal Civil Penalties Inflation Adjustment Act Amendments
Published Date: 1/10/2025
Rule
Summary
The Department of Veterans Affairs is raising the fines it can charge lenders who break loan rules to keep up with inflation. This change starts January 10, 2025, making penalties fairer and stronger to stop bad behavior. If you’re a lender working with VA loans, watch out—these updated fines could cost more if you don’t follow the rules!
Analyzed Economic Effects
2 provisions identified: 0 benefits, 2 costs, 0 mixed.
VA lender penalty raised
If you are a private lender that originates VA-guaranteed loans, the VA increased a civil monetary penalty from $27,894 to $28,619. This change is effective January 10, 2025 and applies to the penalty amounts in 38 CFR 36.4340.
VA false-claim penalty increased
If a person makes or submits a claim to the VA that is false, fictitious, or fraudulent, the civil penalty amount was increased from $13,946 to $14,308. This adjustment takes effect January 10, 2025 and updates the amounts in 38 CFR 42.3.
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