Government Redraws Flood Maps, Your Insurance Bill May Follow
Published Date: 1/16/2025
Notice
Summary
FEMA just updated flood risk maps for several communities, changing flood zones and water levels. If you live or own property in these areas, your flood insurance and building rules might change soon. These updates are final, so check your local map and get ready to act if needed—your wallet and safety depend on it!
Analyzed Economic Effects
2 provisions identified: 0 benefits, 1 costs, 1 mixed.
Finalized Flood Map Changes
FEMA finalized new or modified flood hazard determinations (LOMRs) that revise Flood Insurance Rate Maps (FIRMs) and, in some cases, Flood Insurance Study (FIS) reports for the communities listed in the table. If you live in or own property in those listed communities, your flood zone, Base (1-percent annual chance) Flood Elevation, regulatory floodway, or Special Flood Hazard Area boundaries may change on the dates shown in the table, which can affect flood insurance and building rules.
Communities Must Meet NFIP Floodplain Rules
The new or modified flood hazard information is the basis for floodplain management measures that each listed community is required either to adopt or to show are already in effect in order to remain qualified for participation in the National Flood Insurance Program (NFIP), citing 44 CFR 60.3. Communities may also keep stricter local ordinances if they choose.
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Related Federal Register Documents
2026-20724, Notice of Intent To Prepare a Supplemental Environmental Impact Statement for the Sentinel Deployment and Minuteman III Decommissioning and Disposal
The Air Force is updating its plan to replace old Minuteman III missiles with new Sentinel missiles across five states, including Wyoming, Montana, and North Dakota. They’re checking how these changes might affect the environment and want your thoughts during a 30-day comment period starting now. This update could impact local lands and communities, with careful reviews to keep things safe and smart.
2026-20771, Center for Scientific Review; Notice of Closed Meetings
The Center for Scientific Review at the NIH is holding several closed virtual meetings in early November 2026 to review and evaluate grant applications. These meetings protect private info and trade secrets, affecting researchers seeking funding. No direct money changes are announced, but these reviews decide who gets research grants.
2026-20708, Self-Regulatory Organizations; Investors Exchange LLC; Notice of Filing and Immediate Effectiveness of Proposed Rule Change Pursuant to IEX Rule 15.110(a) and (c) To Amend the IEX Equities Fee Schedule
IEX is shaking up its fee schedule starting November 1, 2026, by tweaking who gets rebates for adding displayed liquidity and changing rebate amounts. This affects IEX members who trade stocks, giving them new ways to save or earn more on fees. The changes kick in right away after filing, so traders should get ready to adjust their strategies and cash flow.
2026-20710, Self-Regulatory Organizations; Investors Exchange LLC; Notice of Filing and Immediate Effectiveness of Proposed Rule Change Pursuant to IEX Rule 15.110(a) and (c) To Modify the Required Criteria To Qualify for the Reduced Incremental Fee
Investors Exchange (IEX) is changing the rules for who can get a discount on certain trading fees. Starting November 1, 2026, members will need to meet new criteria to qualify for the reduced incremental fee, which could save or cost them money depending on their trading activity. This change affects all IEX members and kicks in right away to keep things fair and clear.
2026-20779, Passenger Vehicle and Light Truck Tires From Thailand: Preliminary Results and Rescission, in Part, of Antidumping Duty Administrative Review; 2024-2025
The U.S. Department of Commerce found that tires from Thailand were sold in the U.S. for less than their normal price between July 2024 and June 2025. This means some importers might have to pay extra duties to keep things fair. The review process had some delays due to government shutdowns, but now the preliminary results are out and open for comments.
2026-20763, National Environmental Policy Act Implementing Procedures: Wintertime Oil and Gas Exploration in the National Petroleum Reserve in Alaska Categorical Exclusion
Starting October 9, 2026, the Department of the Interior is making it easier and faster to approve wintertime oil and gas exploration in Alaska’s National Petroleum Reserve by adding a special rule that skips some usual paperwork. This change mainly affects energy companies working in the area and aims to speed up projects while still protecting the environment. No new costs are expected, but the process will be smoother and quicker.
Previous / Next Documents
Previous: 2025-01024, Agency Information Collection Activities: Requests for Comments; Clearance of Renewed Approval of Information Collection: “Generic Clearance for Customer Interactions”
The FAA wants to keep collecting feedback from the public to improve how they serve everyone who flies or works with them. They’re asking for your thoughts on renewing this info collection by February 18, 2025. This helps the FAA stay open, clear, and connected without costing extra money or time for most people.
Next: 2025-01026, Proposed Flood Hazard Determinations
FEMA is updating flood risk maps for several communities, which could change flood zones and insurance rules. If you live in these areas, your flood insurance costs or building rules might change. You’ve got until April 16, 2025, to check the new maps and share your thoughts before the updates become official.