Notice of Funds Availability
Published Date: 1/17/2025
Notice
Summary
The Treasury’s Community Development Financial Institutions Fund is opening up a big chance for organizations to apply for money or help in 2025. If you’re a community-focused group looking to boost your impact, you need to get your applications in by mid-March, with some key steps due as early as February. This funding round is your shot to get financial or technical support to grow your projects and serve your community better!
Analyzed Economic Effects
10 provisions identified: 6 benefits, 4 costs, 0 mixed.
2025 CDFI Funding Round Open
The CDFI Fund opened the FY 2025 funding round (Funding Opportunity Number CDFI-2025-FATA) to award Financial Assistance (FA) and Technical Assistance (TA). Applicants can request FA or TA awards under the CDFI Program; all awards are subject to funding availability and application deadlines in February–April 2025.
About $320 Million Anticipated to Be Awarded
The NOFA anticipates approximately $320.0 million for the FY 2025 Funding Round across categories. Tableed category examples include: Base-FA SECA estimated $14.8M (min $125,000; max $700,000; ~48 awards; avg $308,000), Base-FA Core estimated $101.2M (min $500,000 or 30% of portfolio outstanding in some cases; max $1,000,000; ~185 awards; avg $547,000), HP-FA $100.0M (min $1,000,000; max $5,000,000; ~50 awards; avg $2,000,000), and TA $39.0M (min $10,000; max $150,000; ~260 awards; avg $150,000).
Native American CDFIs Permanently Exempted From Matching
Native American CDFIs (those that 'Primarily Serve' Native communities) are permanently waived from the Matching Funds requirement under the Indian Community Economic Enhancement Act of 2020. As a result, Base-FA, PPC-FA, DF-FA, and HFFI-FA awards for Native American CDFIs will be provided in the form of a grant where matching would otherwise determine award form.
Award Cap: $5 Million Over Three Years
Regardless of category maximums, an individual Applicant's combined sum of Base-FA, TA, PPC-FA, and HP-FA awards in the last three years will not exceed $5 million.
Housing Production Funds Must Meet Affordability Targets
HP-FA award funds must finance rental housing affordable to families at or below 120% Area Median Income (AMI) and/or homeownership affordable to families at or below 150% AMI equal to 100% of the HP-FA award; the CDFI Fund will prioritize projects targeting families at or below 80% AMI and requires financed projects to be completed and ready for occupancy by the end of the Period of Performance.
Funding Depends On Congressional Appropriations
The NOFA states anticipated funding is subject to final FY 2025 appropriations; if Congress does not appropriate funds for the CDFI Program, there will be no FY 2025 Funding Round, and award amounts may be greater or less than the estimates.
Matching Funds Requirement for Core Applicants
Category II (Core) FA Applicants must provide evidence of acceptable Matching Funds for Base-FA, PPC-FA, and DF-FA award requests, unless exempted. HFFI-FA and SECA FA Applicants were not required to submit Matching Funds at the time of this NOFA due to a FY 2024 waiver, but the CDFI Fund may request Matching Funds if final FY 2025 appropriations change that. HP-FA and TA Applicants are not required to provide Matching Funds.
DF-FA Must Largely Benefit People With Disabilities
Disability Funds–Financial Assistance (DF-FA) awards must be used for eligible FA activities that directly or indirectly benefit individuals with disabilities, and at least 85% of the DF-FA supported loans or investments must benefit people with disabilities.
Healthy Food Funding Targets Low‑Access Areas
HFFI-FA award funds must be used to close Financial Products for Healthy Food Retail and Non‑Retail Outlets equal to 100% of the HFFI assistance, and at least 75% of HFFI Financial Assistance must be to Healthy Food Retail Outlets located in Low‑Income and Low‑Access Food Areas in the Recipient's approved Target Market.
Application Submission Rules and Hard Deadlines
Applicants must submit the SF-424 via Grants.gov and all other required application documents through AMIS. The SF-424 and AMIS submissions must meet the deadlines (SF-424 by February 18, 2025; AMIS submissions by March 21, 2025 for most items; Excel HP-FA by April 4, 2025). Grants.gov registration can take 30 days or more and the CDFI Fund will not extend the SF-424 deadline except for qualifying government errors.
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