Banks Merging Again: Fed Plays Watchdog Role

2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies

Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.

2026-11523 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies

Some companies want to become bank holding companies or merge with others, which means they’ll control banks or other financial businesses. If you want to share your thoughts, you’ve got until July 9, 2026, to send comments. These changes could shake up local banking, so keep an eye on who’s joining forces and when!

2026-11522 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

If you or your family want to buy or control shares in a bank or bank holding company, you need to tell the Federal Reserve and wait for approval. The Federal Reserve reviews these requests carefully and invites the public to share their thoughts by June 24, 2026. This keeps bank ownership clear and fair, making sure big money moves get the green light before they happen.

2026-11448 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

Some folks want to buy shares in banks or bank companies, and the Federal Reserve is checking their applications to make sure everything’s fair and safe. If you want to share your thoughts, you’ve got until June 23, 2026, to speak up! This process helps keep banks strong and protects everyone’s money.

2026-11355 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies

Mascoma Mutual Financial Services from New Hampshire is merging with Androscoggin Bancorp in Maine and will also take over Portland Trust Company to offer trust services. This means bigger banking options and new services for customers in these areas. The Federal Reserve fixed a previous notice to make sure everyone knows the details clearly.

2026-11100 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies

Bank companies want to grow by forming new groups, buying other banks, or merging with them. If you’re involved with these companies, you can share your thoughts by July 3, 2026. These moves could change who controls local banks and might affect money and services in your community.

Previous: 2025-02371 — Combined Notice of Filings #1

The Federal Energy Regulatory Commission got several new filings from energy companies about big changes like company mergers, new solar projects, and updates to electric rates. These changes could affect energy prices and how power is managed, with public comments open until mid to late February 2025. If you’re involved in energy or just curious, now’s the time to check in and share your thoughts!

Next: 2025-02391 — Sunshine Act Meetings

The Neighborhood Reinvestment Corporation’s board will meet on February 18, 2025, via Zoom, with some parts open to the public and others closed for private talks. This update affects board members and the public by clarifying which discussions are private, including financial and leadership reports. No new costs or timing changes are expected, but the meeting keeps transparency balanced with confidentiality.