USDA loan changes delayed—more prep time for all.
Published Date: 2/12/2025
Rule
Summary
If you’re involved with USDA’s Single Family Housing Guaranteed Loan Program, heads up! The new rules about special loan help and mortgage recovery that were supposed to start on February 11, 2025, are now pushed back to April 14, 2025. This gives everyone a bit more time to get ready for the changes without any surprise costs or rush.
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
USDA SFH Rule Effective Date Delayed
If you are involved with the USDA Single Family Housing Guaranteed Loan Program, the final rule that amends Special Servicing Options and adjusts the Mortgage Recovery Advance (MRA) process will take effect on April 14, 2025 instead of February 11, 2025. The rule being deferred was published as a final rule on August 15, 2024 and its effective date has been corrected to April 14, 2025.
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