CFPB Extends Input on Coerced Debts and Identity Theft Rules
Published Date: 3/7/2025
Proposed Rule
Summary
The CFPB is asking for more time to hear from people about rules that stop unfair debt reporting caused by pressure or trickery. This affects anyone whose credit info might be messed with because of forced or fake debts. You now have until April 7, 2025, to share your thoughts before new rules get made.
No Economic Impacts Identified for this Document
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-08494 — Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)
Starting June 30, 2026, new rules will help banks and lenders better track loans to small, women-owned, and minority-owned businesses. These changes make it easier for lenders to follow the rules, improve the quality of loan data, and support fair lending. Lenders must fully comply by January 1, 2028, so small businesses get a fair shot at credit.
2026-07804 — Equal Credit Opportunity Act (Regulation B)
The Consumer Financial Protection Bureau is updating rules to make sure everyone gets a fair shot at credit without being unfairly discouraged or discriminated against. These changes clarify how lenders should handle special credit programs and prevent hidden biases. The new rules kick in on July 21, 2026, helping protect your rights and keep lending fair and square.
2025-19864 — Equal Credit Opportunity Act (Regulation B)
The Consumer Financial Protection Bureau is updating rules to make sure everyone gets a fair shot at credit, no matter who they are. These changes clarify how lenders should avoid unfair treatment and support special credit programs. If you want to share your thoughts, you’ve got until December 15, 2025, to speak up!
2025-19865 — Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)
The CFPB is updating rules for small business loans to make things simpler and fairer for lenders and borrowers. These changes affect banks and lenders by redefining which loans count and what info they must collect, aiming to improve data quality. Comments on the proposal are open until December 15, 2025, so get ready to weigh in!
2025-19689 — Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders; Rescission
The Consumer Financial Protection Bureau is canceling a rule that made certain nonbank companies report government orders about their financial products. This change means those companies won’t have to share this info anymore, saving them and the Bureau time and money. The new rule takes effect right away on October 29, 2025, and aims to keep things simpler without hurting consumer protection.
2025-19687 — Rules of Practice for Adjudication Proceedings
The Consumer Financial Protection Bureau (CFPB) is rolling back some changes it made in 2022 and 2023 to how it runs legal hearings, like depositions and deadlines. These old rules are mostly gone, but a few small clarifications stick around. This update kicks in on October 29, 2025, and affects anyone involved in CFPB legal cases, making the process clearer and smoother without adding new costs.
Previous / Next Documents
Previous: 2025-03608 — Air Plan Approval; Alabama; Administrative Corrections and VOC Definition
The EPA is giving a thumbs-up to Alabama’s updated air rules that fix typos and tweak the definition of VOCs to match federal standards. This helps keep Alabama’s air quality plans clear and on track. If you’re in Alabama, these changes make sure the state’s air rules are easier to understand and follow—no extra costs or delays involved!
Next: 2025-03759 — Amendment of VOR Federal Airways V-55, V-100, and V-277 in the Vicinity of Keeler, MI
The FAA is updating three air routes near Keeler, Michigan, because they're shutting down an old navigation beacon there. Pilots flying these routes will see changes to keep flights safe and smooth. These updates happen soon and won’t cost anyone extra—just better flying guidance!