FDIC Plans to Scrap and Revert 2024 Bank Merger Rules
Published Date: 3/11/2025
Proposed Rule
Summary
The FDIC wants your thoughts on scrapping its 2024 bank merger rules and bringing back the old ones. This affects banks planning to merge and anyone watching how these deals get approved. Get ready for more changes soon, as the FDIC plans a big update to how it reviews bank mergers.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
Rescind 2024 Bank Merger Policy
The FDIC proposes to rescind its Statement of Policy on Bank Merger Transactions that was published in 2024 and to reinstate the prior (pre-2024) policy. This directly affects banks planning to merge and others who follow how bank mergers are reviewed and approved.
FDIC Plans Broad Future Merger Review
The FDIC says it expects to request public comment on all aspects of the regulatory framework governing its review of bank merger transactions in connection with a future proposal to comprehensively revise its merger policy. Stakeholders should expect further proposed changes and opportunities to comment.
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Key Dates
Department and Agencies
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