KY Flood Loans Get Deadline Do-Over: Business as Usual
Published Date: 3/21/2025
Notice
Summary
Kentucky’s disaster declaration for public help after storms and flooding got updated! The official disaster period now runs from February 24 to March 7, 2025. If you need disaster loans, physical damage applications are due by May 5, and economic injury loans by December 4, 2025.
Analyzed Economic Effects
4 provisions identified: 4 benefits, 0 costs, 0 mixed.
EIDL (Economic Injury) application deadline — Dec 4, 2025
Small businesses and eligible entities can apply for Economic Injury Disaster Loans (EIDL) for this disaster through December 4, 2025. Applications are submitted via the MySBA Loan Portal at https://lending.sba.gov.
Physical damage loan application deadline — May 5, 2025
If you suffered physical property damage from the declared disaster, the deadline to apply for SBA physical disaster loans is May 5, 2025. Apply through the MySBA Loan Portal at https://lending.sba.gov.
Declaration covers Public Assistance and Private Non-Profits
The amendment pertains to the Presidential major disaster declaration for Public Assistance Only in Kentucky and specifically amends the earlier notice for Private Non-Profit organizations dated March 4, 2025. Private non-profit organizations in the affected area are included in the declaration.
Incident period amended to Feb 24–Mar 7, 2025
The amendment updates the disaster incident period so it begins February 24, 2025, and continues through March 7, 2025. This change is part of the Presidential major disaster declaration for the Commonwealth of Kentucky (FEMA-4860-DR).
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