North Dakota Wildfires Unlock SBA Disaster Loans for Nonprofits
Published Date: 3/24/2025
Notice
Summary
North Dakota got a major disaster declaration for wildfires and strong winds that hit in early October 2024. This means nonprofits in McKenzie and Williams counties can apply for low-interest disaster loans to help fix damage or cover economic losses. Act fast—physical damage loan applications are due by February 24, 2025, and economic injury loans by September 24, 2025.
Analyzed Economic Effects
3 provisions identified: 1 benefits, 2 costs, 0 mixed.
Disaster loans available to qualifying nonprofits
If you run a private nonprofit that provides essential governmental services in McKenzie or Williams County, North Dakota, you may apply for SBA disaster loans after the Presidential major disaster declaration dated December 24, 2024. The declaration covers damage from wildfires and straight-line winds that occurred October 5–6, 2024, and allows nonprofit organizations to file applications online through the SBA portal.
3.250% interest rate for eligible nonprofit loans
SBA disaster loans for eligible private nonprofit organizations in this declaration carry an interest rate of 3.250% for both Physical Damage loans and Economic Injury Disaster Loans (EIDL), and that rate applies whether or not the nonprofit has credit available elsewhere. The notice assigns disaster numbers 209935 (physical damage) and 209940 (economic injury).
Application deadlines for disaster loans
Physical damage loan applications must be filed by February 24, 2025, and Economic Injury Disaster Loan (EIDL) applications must be filed by September 24, 2025. You must submit applications by these dates (via the MySBA Loan Portal or other announced locations) to be considered under this declaration.
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