Fed Updates Borrowing Data Requests from Needy Banks
Published Date: 3/27/2025
Notice
Summary
The Federal Reserve wants to keep collecting info from banks that borrow money through its Discount Window for three more years, but with some updates. This affects banks using this service and helps the Fed keep track of financial health. They’re asking for your thoughts before making it official, so don’t miss the chance to weigh in!
Analyzed Economic Effects
1 provisions identified: 0 benefits, 0 costs, 1 mixed.
Discount Window Data Collection Extended
The Federal Reserve proposes to extend the FR 2046 reporting requirement (Selected Balance Sheet Items for Discount Window Borrowers, OMB No. 7100-0289) for three years, with revisions. This affects banks that borrow from the Fed’s Discount Window because they would continue submitting the same balance sheet information to the Board.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Related Federal Register Documents
2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2026-11978 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
If someone wants to buy enough shares to control a bank or bank holding company, they have to tell the Federal Reserve first. People can check these plans and share their thoughts by June 30, 2026. This keeps bank ownership clear and fair, making sure big changes don’t sneak by unnoticed.
2026-11522 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
If you or your family want to buy or control shares in a bank or bank holding company, you need to tell the Federal Reserve and wait for approval. The Federal Reserve reviews these requests carefully and invites the public to share their thoughts by June 24, 2026. This keeps bank ownership clear and fair, making sure big money moves get the green light before they happen.
2026-11523 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Some companies want to become bank holding companies or merge with others, which means they’ll control banks or other financial businesses. If you want to share your thoughts, you’ve got until July 9, 2026, to send comments. These changes could shake up local banking, so keep an eye on who’s joining forces and when!
2026-11448 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Some folks want to buy shares in banks or bank companies, and the Federal Reserve is checking their applications to make sure everything’s fair and safe. If you want to share your thoughts, you’ve got until June 23, 2026, to speak up! This process helps keep banks strong and protects everyone’s money.
2026-11355 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Mascoma Mutual Financial Services from New Hampshire is merging with Androscoggin Bancorp in Maine and will also take over Portland Trust Company to offer trust services. This means bigger banking options and new services for customers in these areas. The Federal Reserve fixed a previous notice to make sure everyone knows the details clearly.
Previous / Next Documents
Previous: 2025-05230 — Notice of Intended Repatriation: Peabody Museum of Archaeology and Ethnology, Harvard University, Cambridge, MA
Harvard’s Peabody Museum is planning to return a sacred cultural item to its rightful Native American descendant, following important laws that protect Native heritage. This means the museum is taking action to respect and honor Native traditions, with no costs or delays expected. The repatriation shows a strong commitment to doing the right thing and keeping history respectful.
Next: 2025-05232 — Proposed Agency Information Collection Activities; Comment Request
The Federal Reserve wants to keep using a form called the Notice of Proposed Stock Redemption for three more years without changing it. This affects banks and financial institutions that need to report stock redemptions. They’re asking for your thoughts before they decide, so get ready to share your feedback soon!