Who's Buying the Bank? Fed Probes Share Grabs
Published Date: 4/2/2025
Notice
Summary
If you want to buy a big chunk of a bank or a bank holding company, you need to tell the Federal Reserve first. They’re checking out new applications from folks like the Stoner Family Control Group who want to take control of banks. If you want to share your thoughts, you’ve got until April 17, 2025, to speak up—so don’t miss the deadline!
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Key Dates
Related Federal Register Documents
2026-08298, Regulatory Capital Rule: Community Bank Leverage Ratio Framework
Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.
2026-05960, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets
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2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2025-21625, Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework
The government wants to make it easier for small banks to stay in a special low-risk capital program by lowering the required leverage ratio from 9% to 8%. They’re also giving banks more time—up to four quarters instead of two—to fix any issues without losing their spot. Banks and bank holding companies should weigh in by January 30, 2026, as these changes could save them money and reduce red tape.
2026-20478, Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB
The Federal Reserve is updating and extending its job application form for three more years starting October 5, 2026. This affects anyone applying to work at the Federal Reserve, making sure their info is up-to-date and easier to handle. No big costs or delays—just a smoother hiring process ahead!
2026-20340, Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
If you want to buy a big chunk of a bank or a bank holding company, you need to tell the Federal Reserve first. They check to make sure everything’s fair and safe before you can take control. People have until October 20, 2026, to share their thoughts on these deals, so don’t miss your chance to speak up!
Previous / Next Documents
Previous: 2025-05651, Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Some bank companies want to join forces by merging or buying each other, and they’ve asked the Federal Reserve for approval. If you’re involved with these banks or just curious, you can share your thoughts by May 2, 2025. These moves could shake up who controls certain banks and might affect how they operate and grow.
Next: 2025-05653, Notice of OFAC Sanctions Action
The U.S. Treasury’s Office of Foreign Assets Control (OFAC) just added new people to its blacklist on March 28, 2025. This means any money or property they have in the U.S. is frozen, and Americans can’t do business with them. It’s a big move to keep the financial system safe and sound!