Virginia Small Biz Gets Storm Recovery Loan Lifeline
Published Date: 4/15/2025
Notice
Summary
Virginia’s small businesses and nonprofits in several counties hit by severe winter storms can now apply for special low-interest disaster loans to help recover from power outages and water issues. The loan applications opened April 9, 2025, and you have until January 9, 2026, to apply. This financial boost is designed to get local businesses back on their feet fast and strong!
Analyzed Economic Effects
4 provisions identified: 4 benefits, 0 costs, 0 mixed.
Low‑Interest EIDL Loans for Small Businesses
If you own a small business or a small agricultural cooperative in the listed Virginia counties and you have no credit available elsewhere, you can apply for an Economic Injury Disaster Loan at 4.000% interest. Applications opened April 9, 2025 and you must apply by January 9, 2026; the disaster incident period was January 5–11, 2025.
Low‑Interest EIDL Loans for Nonprofits
If you run a nonprofit organization in the listed Virginia counties and you have no credit available elsewhere, you can apply for an Economic Injury Disaster Loan at 3.625% interest. Applications opened April 9, 2025 and must be submitted by January 9, 2026; the incident period was January 5–11, 2025.
Which Virginia Counties Are Eligible
The declaration names Primary Counties: Goochland, Hanover, Henrico, and Richmond City, and Contiguous Counties: Caroline, Charles City, Chesterfield, Cumberland, Fluvanna, King William, Louisa, New Kent, Powhatan, and Spotsylvania as adversely affected by the January 5–11, 2025 severe winter storms (power outage and boil water advisory). Businesses and nonprofits in these counties are those eligible to apply under disaster number 210390.
How to Apply and Contact SBA
You may apply online at the MySBA Loan Portal: https://lending.sba.gov or at other locally announced locations. For help, contact the SBA disaster assistance customer service center by email at [email protected] or by phone at 1-800-659-2955; applications must be submitted by January 9, 2026.
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2025-02741, HUBZone Program Updates and Clarifications, and Clarifications to Other Small Business Programs; Correction
The SBA fixed some small but important mistakes in its recent HUBZone and small business program rules to make things clearer and fairer. These corrections affect small businesses using HUBZone and other SBA programs, especially around size protests and financial reporting. The fixes take effect on February 18, 2025, helping businesses avoid confusion and unnecessary paperwork.
2026-20667, Presidential Declaration Amendment of a Major Disaster for the State of West Virginia
West Virginia’s disaster declaration for severe storms and flooding in July 2026 just got an upgrade! The deadline to apply for physical damage loans is now extended to October 17, 2026, giving folks more time to get help. Economic injury loan applications are open until May 3, 2027, so businesses have plenty of runway to recover and rebuild.
2026-20544, Presidential Declaration of a Major Disaster for the State of Ohio
Ohio got hit hard by storms, tornadoes, floods, and landslides from August 10-22, 2026, and the President declared it a major disaster on October 2. People and businesses in several counties can now apply for low-interest disaster loans to help fix damage or recover lost income. You’ve got until December 1, 2026, for physical damage loans and July 2, 2027, for economic injury loans—so don’t wait!
2026-20548, Administrative Disaster Declaration of a Rural Area for the State of Missouri
Missouri’s rural areas in Crawford and Reynolds counties got hit hard by storms, winds, and flooding in July 2026. The government declared a disaster, opening the door for low-interest loans to help homeowners, businesses, and nonprofits recover. You’ve got until December 1, 2026, to apply for physical damage loans and until July 6, 2027, for economic injury loans—so don’t wait!
2026-20399, Administrative Declaration of an Economic Injury Disaster for the State of Oregon
Oregon businesses hit by severe storms and wildfires from mid-July to late August 2026 can now apply for Economic Injury Disaster Loans to help recover. The SBA opened applications on October 1, 2026, with a deadline to apply by July 1, 2027. Low-interest loans are available for small businesses and nonprofits in affected counties across Oregon, Idaho, and Washington.
2026-20472, Administrative Declaration of a Disaster for the State of Connecticut
Connecticut got hit hard by storms and flash floods on September 13, 2026, and the government just declared it a disaster area. This means people and businesses in Fairfield and nearby counties can apply for low-interest disaster loans to help fix damage or cover lost income. You’ve got until December 1, 2026, to apply for physical damage loans and until July 2, 2027, for economic injury loans—so don’t wait!
Previous / Next Documents
Previous: 2025-06352, Certain Products Containing Tirzepatide and Products Purporting To Contain Tirzepatide; Notice of Issuance of a General Exclusion Order, a Limited Exclusion Order, and Cease and Desist Orders; Termination of the Investigation
The U.S. International Trade Commission has banned imports of products containing tirzepatide that misuse Eli Lilly’s trademark or make false claims. They’ve also ordered some sellers to stop their misleading sales immediately. This means safer, more honest tirzepatide products for U.S. buyers and a win for fair business, effective right away.
Next: 2025-06356, Notice of Determinations; Culturally Significant Object Being Imported for Conservation, Scientific Research, and Exhibition
The U.S. government has approved the temporary import of Paul Cézanne's painting "Madame Cézanne à la chaise jaune" for conservation, research, and display at the Getty Museum in Los Angeles and possibly other venues. This means the artwork will be protected and studied here, benefiting museums and art lovers without any cost impact on the public. The decision highlights the importance of sharing cultural treasures while keeping them safe.