Federal Reserve Demands Notice Before You Buy a Bank
Published Date: 4/18/2025
Notice
Summary
If you want to buy or control a bank or bank holding company, you need to tell the Federal Reserve and wait for their okay. People affected include anyone trying to buy big shares in banks, and they have until May 5, 2025, to send comments or objections. This keeps bank ownership clear and fair, with no surprise takeovers or secret deals!
Analyzed Economic Effects
3 provisions identified: 2 benefits, 1 costs, 0 mixed.
Public comment window until May 5, 2025
If you are an interested person, you may send written comments on the bank-control applications; comments must be received by the Reserve Bank indicated or at the Board of Governors not later than May 5, 2025.
Comments become public records
Comments submitted on the applications will be subject to public disclosure and generally will be made available without change; do not include confidential or identifying information you do not want published.
Application materials available for inspection
The public portions of the applications and related filings are available for immediate inspection at the Federal Reserve Bank(s) indicated and at the Board of Governors, and may also be requested via the Board's FOIA process at https://www.federalreserve.gov/foia/request.htm.
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Related Federal Register Documents
2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2026-12697 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Some folks want to buy shares in banks or bank companies, and the Federal Reserve is checking their applications to make sure everything’s on the up and up. If you want to share your thoughts, you’ve got until July 9, 2026, to speak up. This process helps keep banks safe and sound while letting new owners step in with the right approvals.
2026-11978 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
If someone wants to buy enough shares to control a bank or bank holding company, they have to tell the Federal Reserve first. People can check these plans and share their thoughts by June 30, 2026. This keeps bank ownership clear and fair, making sure big changes don’t sneak by unnoticed.
2026-11522 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
If you or your family want to buy or control shares in a bank or bank holding company, you need to tell the Federal Reserve and wait for approval. The Federal Reserve reviews these requests carefully and invites the public to share their thoughts by June 24, 2026. This keeps bank ownership clear and fair, making sure big money moves get the green light before they happen.
2026-11523 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Some companies want to become bank holding companies or merge with others, which means they’ll control banks or other financial businesses. If you want to share your thoughts, you’ve got until July 9, 2026, to send comments. These changes could shake up local banking, so keep an eye on who’s joining forces and when!
2026-11448 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Some folks want to buy shares in banks or bank companies, and the Federal Reserve is checking their applications to make sure everything’s fair and safe. If you want to share your thoughts, you’ve got until June 23, 2026, to speak up! This process helps keep banks strong and protects everyone’s money.
Previous / Next Documents
Previous: 2025-06699 — Environmental Impact Statements; Notice of Availability
The EPA just shared new Environmental Impact Statements (EIS) for projects like military training, watershed plans, and nuclear plant license renewals. If you live near these projects or work in related fields, now’s the time to check them out and share your thoughts before the deadlines in May and June. These reviews help protect the environment while keeping important projects moving forward smoothly and safely.
Next: 2025-06701 — Termination of the Climate Change Mitigation Pilot Program
The USPTO is ending the Climate Change Mitigation Pilot Program, which helped certain patent applicants speed up their reviews if their inventions fight climate change. This change affects anyone using the program and means no new applications will be accepted after the termination date. If you’re in the program, keep an eye on deadlines to wrap things up smoothly—no extra fees or delays expected!