Wildfire Aftermath: LA Banks Skip Appraisals Until 2028

2026-18859, Proposed Third-Party Risk Management Guidance

Big banks and credit unions, listen up! The government agencies want to update the rules on how you manage risks from outside companies you work with. This new guidance helps you focus on the riskiest partners, tailor your approach based on your size and complexity, and use resources smarter—all aiming to keep your money safe and sound. Get your comments in by November 16, 2026, or miss out on shaping the future!

2026-12787, Financial Data Transparency Act Joint Data Standards

Starting October 1, 2026, several big financial agencies are teaming up to create shared data rules that make financial info easier to share and understand across the government. This won’t change what companies have to report just yet, but it sets the stage for smoother, smarter data handling in the future. If you work with banks, credit unions, or financial regulators, get ready for clearer, more connected data soon!

2026-08298, Regulatory Capital Rule: Community Bank Leverage Ratio Framework

Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.

2026-05960, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets

Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.

2025-21625, Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework

The government wants to make it easier for small banks to stay in a special low-risk capital program by lowering the required leverage ratio from 9% to 8%. They’re also giving banks more time—up to four quarters instead of two—to fix any issues without losing their spot. Banks and bank holding companies should weigh in by January 30, 2026, as these changes could save them money and reduce red tape.

2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies

Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.

Previous: 2025-06713, Fisheries of the Northeastern United States; Northeast Skate Complex; 2025 Specifications

The 2025 skate fishing rules for the Northeast are set to keep skate populations healthy while letting fishermen catch enough to make a good living. These new limits help prevent overfishing and make sure the skate fishery stays strong for years to come. The changes start in 2025 and affect all fishermen targeting skates in the region.

Next: 2025-06761, Fisheries of the Exclusive Economic Zone off Alaska; Shortraker Rockfish in the Central Regulatory Area of the Gulf of Alaska

Starting now, only certain catcher/processors in the Central Gulf of Alaska can keep shortraker rockfish because the 2025 catch limit for everyone else has been hit. This means most fishermen have to stop keeping this fish to protect the population. If you’re part of the special rockfish program, you’re still good to go, but others need to watch their nets!