Fed Reviews Bank Buyouts: Comment by May 13!
Published Date: 4/28/2025
Notice
Summary
If someone wants to buy enough shares to control a bank or its holding company, they have to tell the Federal Reserve first. People can check these plans and share their thoughts by May 13, 2025. This keeps bank ownership clear and fair, making sure big money moves get a thumbs-up from the government.
Analyzed Economic Effects
3 provisions identified: 2 benefits, 1 costs, 0 mixed.
Public comment window on bank control filings
The public can inspect the public parts of Change in Bank Control applications at the indicated Federal Reserve Bank and at the Board of Governors, and may submit written comments. Comments about these bank-control applications must be received by May 13, 2025, and will be subject to public disclosure.
Comments are publicly disclosed — privacy warning
Any comments you send about these applications will be made public and generally published without change, so do not include confidential or identifying business information. The notice specifically warns commenters not to include confidential information because comments are subject to public disclosure.
Specific acquisition under review: Twin City Bank
An application was filed for Darragh Buckley of Bend, Oregon to acquire voting shares of Twin City Bancorp, Inc., and thereby indirectly acquire Twin City Bank of Longview, Washington. The public may inspect the filings at the Federal Reserve Bank of San Francisco and submit comments by May 13, 2025.
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Key Dates
Related Federal Register Documents
2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
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2026-11978 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
If someone wants to buy enough shares to control a bank or bank holding company, they have to tell the Federal Reserve first. People can check these plans and share their thoughts by June 30, 2026. This keeps bank ownership clear and fair, making sure big changes don’t sneak by unnoticed.
2026-11522 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
If you or your family want to buy or control shares in a bank or bank holding company, you need to tell the Federal Reserve and wait for approval. The Federal Reserve reviews these requests carefully and invites the public to share their thoughts by June 24, 2026. This keeps bank ownership clear and fair, making sure big money moves get the green light before they happen.
2026-11523 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Some companies want to become bank holding companies or merge with others, which means they’ll control banks or other financial businesses. If you want to share your thoughts, you’ve got until July 9, 2026, to send comments. These changes could shake up local banking, so keep an eye on who’s joining forces and when!
2026-11448 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Some folks want to buy shares in banks or bank companies, and the Federal Reserve is checking their applications to make sure everything’s fair and safe. If you want to share your thoughts, you’ve got until June 23, 2026, to speak up! This process helps keep banks strong and protects everyone’s money.
2026-11355 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
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