Banks Merging Up: Fed Eyes Holding Company Shakeups
Published Date: 5/5/2025
Notice
Summary
Some companies want to become or grow as bank holding companies by merging with or buying other banks. If you’re involved in banking or just curious, you can share your thoughts by June 4, 2025. These moves could shake up who controls banks and how they operate, so keep an eye on the changes and deadlines!
Analyzed Economic Effects
4 provisions identified: 2 benefits, 0 costs, 2 mixed.
Public comment window and disclosure rules
You can submit written comments on the bank holding company applications; comments must be received by June 4, 2025. Comments will be made publicly available without change, so do not include confidential information.
Regent Capital seeks DLP Bank acquisition
Regent Capital Corporation (Nowata, Oklahoma), through DLP Acquisition Corporation, has applied to merge with DLP Bancshares, Inc., and thereby indirectly acquire DLP Bank in Starke, Florida. Public comments on this application must be received by June 4, 2025 at the Federal Reserve Bank of Kansas City or the Board of Governors.
Investor group seeks HomeStreet Bank control
A group of investor entities based in University Park, Texas, has applied to acquire voting shares of HomeStreet, Inc., and thereby indirectly acquire voting shares of HomeStreet Bank in Seattle, Washington. Comments on this application must be received by June 4, 2025 at the Federal Reserve Bank of Dallas or the Board of Governors.
Public access to application records
The public portions of the applications are available for inspection at the Federal Reserve Banks and at the Board of Governors, and may be obtained via the Board's Freedom of Information Office. Requests for expedited access can be made to the appropriate Federal Reserve Bank.
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Key Dates
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