How Can Community Banks Go Fully Digital?
Published Date: 5/12/2025
Notice
Summary
The OCC wants to learn how community banks are using digital tools and what’s holding them back. They’re asking banks and the public to share their thoughts to help shape future support and rules. This could lead to easier, faster digital banking for small banks, with no immediate costs but big potential benefits down the road.
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
OCC Asks Community Banks About Digital Tools
The Office of the Comptroller of the Currency (OCC) issued a request for information asking community banks and the public how community banks use digital tools and what barriers they face when adopting digital banking solutions. The OCC says this information could help shape future support and rules for community banks; the notice does not impose immediate costs.
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