FDIC Prepares to Shut Down Two Zombie Bank Receiverships

2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies

Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.

2026-13506 — Agency Information Collection Activities: Proposed Collection Renewal; Comment Request

The FDIC wants to keep collecting feedback from businesses without changing the current process. They’re asking for comments by August 5, 2026, but so far, no one has spoken up. This renewal won’t cost extra or add new paperwork, just keeps things running smoothly for private companies sharing their thoughts.

2026-13444 — Agency Information Collection Activities: Proposed Collection Renewal; Comment Request

The FDIC wants to keep collecting info from certain banks about reverse mortgages and is asking for your thoughts by August 31, 2026. This renewal won’t change the rules or cost banks extra time or money but helps keep things running smoothly. If you’re a bank involved in reverse mortgages, now’s your chance to speak up!

2026-13123 — Disclosure of Information

The FDIC wants to make it easier and clearer for banks to share confidential info with their affiliates without asking for permission first. They’re also simplifying rules about when and how they share info under the Freedom of Information Act and during legal cases. If you’re a bank or work with one, you’ve got until August 31, 2026, to share your thoughts on these changes—no extra costs, just smoother info sharing!

2026-13192 — Assessments Thresholds, Rate Schedules, and Adjustments

The FDIC is proposing to update the rules that decide how much banks pay for deposit insurance. They want to raise the size cutoff for small banks from $10 billion to $30 billion and adjust it every four years for inflation. Plus, they’re lowering fees a bit for all banks and offering discounts to big banks that meet certain data-sharing tests. Comments are open until August 31, 2026, so banks and the public can weigh in before changes kick in.

2026-13116 — Sunshine Act Meetings: Notice of Meeting Held With Less Than Seven Days' Advance Notice

The FDIC held a public meeting on June 25, 2026, with less than seven days' notice, sharing important updates about bank rules and fees. This affects banks and the public by speeding up how quickly new rules and assessments are discussed and decided. No big money changes were announced, but the meeting showed the FDIC can act fast when needed.

Previous: 2025-08662 — Proposed Information Collection Activity; Native Employment Works (NEW) Plan Guidance and NEW Program Report

The Administration for Children and Families wants to keep the Native Employment Works (NEW) Plan Guidance and Program Report for three more years, with a few small updates. This affects tribes and organizations helping Native people find jobs. The extension keeps things running smoothly without extra costs and lasts until 2028.

Next: 2025-08665 — Agency Information Collection Request. 30-Day Public Comment Request

The Department of Health and Human Services wants your thoughts on a new info collection plan. If you or your group fill out government forms, this might affect you. You’ve got 30 days to share your ideas before any changes happen—no extra costs yet, just a heads-up!