Flood Zones Updated: Check Your Property's New Risk Level
Published Date: 6/11/2025
Notice
Summary
Some communities have new or updated flood risk info based on fresh science, changing flood zones and water levels on official maps. If you live or own property in these areas, your flood insurance rules might change, so check the new maps and community numbers before renewing or buying a policy. These updates help keep everyone safer and insurance fair, starting as soon as the new letters of map revision are issued.
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
FEMA updates flood maps for communities
FEMA has revised Flood Insurance Rate Maps (FIRMs) and, where applicable, Flood Insurance Study (FIS) reports for certain listed communities. These revisions change Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or the regulatory floodway based on new scientific or technical data and are reflected through a Letter of Map Revision (LOMR).
Your flood insurance rules may change
If you live in or own property in one of the listed communities, your flood insurance rules might change because of the updated maps. The notice tells you to check the new FIRMs and community numbers before renewing or buying a flood insurance policy so you know how the updates affect your coverage and requirements.
Use the listed community number for policies
The notice states that the current effective community number shown in the table must be used for all new flood insurance policies and renewals. Agents and insurers must use that effective community number when issuing or renewing policies for the listed communities.
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-13898, Changes in Flood Hazard Determinations
FEMA just updated flood risk maps for several communities, changing flood zones and water levels that affect flood insurance rules. If you live or own property in these areas, your insurance rates or building rules might change soon. These updates are final and already published, so check your local map or online to see how it impacts you and your wallet.
2026-13901, Proposed Flood Hazard Determinations
FEMA is updating flood risk maps for several communities, which could change flood zones and rules for flood insurance. If you live in these areas, your flood insurance costs or requirements might change, so check the new maps and share your thoughts by October 7, 2026. These updates help communities stay safe and keep their flood insurance programs running smoothly.
2026-13900, Changes in Flood Hazard Determinations
FEMA is updating flood risk maps for several communities based on new science, changing flood zones, water levels, and boundaries. If you live or own property in these areas, your flood insurance rules and costs might change soon. You’ve got 90 days after local notice to ask for a review before the updates become final, so keep an eye out and act fast!
2026-13897, Changes in Flood Hazard Determinations
FEMA just updated flood risk maps for several communities, changing flood zones and water levels that affect flood insurance rules. If you live or own property in these areas, your insurance rates or building rules might change soon. These updates are final and already published, so check your local map or online to see how it impacts you and your wallet.
2026-13899, Changes in Flood Hazard Determinations
FEMA is updating flood maps for certain communities using new science to better show flood risks. If you live or own property in these areas, your flood insurance rules might change soon, so check the new maps and act fast! You’ve got 90 days after local notices to ask for a review, and these updates could affect your insurance costs and safety plans.
2026-12399, Rescinding Portions of DHS Title VI Regulations To Conform More Closely With the Statutory Text and To Implement Executive Order 14281
Starting June 22, 2026, DHS is updating its rules to match the original meaning of the Civil Rights Act’s Title VI, just like the Department of Justice did. This change affects anyone involved with DHS or FEMA programs that get federal money, making it easier and cheaper to follow the rules while protecting people from discrimination. No big costs or delays—just clearer, fairer rules for everyone!
Previous / Next Documents
Previous: 2025-10624, Agency Forms Undergoing Paperwork Reduction Act Review
The Agency for Toxic Substances and Disease Registry (ATSDR) is asking for public feedback on their forms used to investigate exposure to harmful substances. They want to make sure the forms are useful, clear, and not too much work for people to fill out. You’ve got 30 days from June 11, 2025, to share your thoughts—this helps keep things smooth and cost-effective for everyone involved!
Next: 2025-10626, Proposed Flood Hazard Determinations
FEMA is updating flood maps that show which areas are at risk of flooding. If you live in or manage one of the affected communities, these changes could affect your flood insurance and building rules. Now’s the time to check the new maps, share your thoughts, and get ready for any updates that might impact your wallet or safety.