Flood Zones Updated: Check Your Property's New Risk Level
Published Date: 6/11/2025
Notice
Summary
Some communities have new or updated flood risk info based on fresh science, changing flood zones and water levels on official maps. If you live or own property in these areas, your flood insurance rules might change, so check the new maps and community numbers before renewing or buying a policy. These updates help keep everyone safer and insurance fair, starting as soon as the new letters of map revision are issued.
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
FEMA updates flood maps for communities
FEMA has revised Flood Insurance Rate Maps (FIRMs) and, where applicable, Flood Insurance Study (FIS) reports for certain listed communities. These revisions change Base Flood Elevations (BFEs), base flood depths, Special Flood Hazard Area (SFHA) boundaries or zone designations, or the regulatory floodway based on new scientific or technical data and are reflected through a Letter of Map Revision (LOMR).
Your flood insurance rules may change
If you live in or own property in one of the listed communities, your flood insurance rules might change because of the updated maps. The notice tells you to check the new FIRMs and community numbers before renewing or buying a flood insurance policy so you know how the updates affect your coverage and requirements.
Use the listed community number for policies
The notice states that the current effective community number shown in the table must be used for all new flood insurance policies and renewals. Agents and insurers must use that effective community number when issuing or renewing policies for the listed communities.
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Key Dates
Department and Agencies
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