Fed Reviews Applications for Bank Share Acquisitions and Controls

2026-08298, Regulatory Capital Rule: Community Bank Leverage Ratio Framework

Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.

2026-05960, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets

Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.

2025-21625, Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework

The government wants to make it easier for small banks to stay in a special low-risk capital program by lowering the required leverage ratio from 9% to 8%. They’re also giving banks more time—up to four quarters instead of two—to fix any issues without losing their spot. Banks and bank holding companies should weigh in by January 30, 2026, as these changes could save them money and reduce red tape.

2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies

Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.

2026-19702, Notice of Proposals to Engage in or To Acquire Companies Engaged in Permissible Nonbanking Activities

Some companies want to start or buy businesses that do activities related to banking but aren’t banks themselves. The Federal Reserve is checking these plans and asking the public to share their thoughts by October 13, 2026. This affects companies across the U.S. and helps keep banking activities safe and fair.

2026-19701, Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

If you're planning to buy or control shares in a bank or bank holding company, the Federal Reserve wants to know! They’re reviewing applications and inviting the public to share their thoughts by October 13, 2026. This process helps keep banks safe and sound while making sure big money moves get a thumbs-up from the regulators.

Previous: 2025-10939, Guidance on Referrals for Potential Criminal Enforcement

The Department of Justice is stepping up how it handles cases where people or companies break rules that could be criminal. This new guidance makes it clearer when and how they’ll refer these cases for criminal enforcement, helping everyone know what to expect. If you’re involved in federal regulations, get ready for sharper focus and quicker action—no extra costs, just smarter enforcement starting now!

Next: 2025-10943, Use of Orally Ingestible Unapproved Prescription Drug Products Containing Fluoride in the Pediatric Population; Public Meeting; Establishment of a Public Docket; Request for Comments

The FDA is hosting a public meeting to talk about the safety and use of unapproved fluoride medicines kids might take by mouth. They want parents, doctors, and everyone to share their thoughts to help decide what’s best. This is a chance to shape future rules and make sure kids stay safe, with comments open soon and no costs yet.