Federal Reserve Probes Changes in Bank Control Notices
Published Date: 6/24/2025
Notice
Summary
If you want to buy or control shares in a bank or bank holding company, you need to tell the Federal Reserve and wait for approval. People affected include anyone trying to take over or keep control of bank shares, and the public can share their thoughts by July 9, 2025. This process helps keep banks safe and sound while making sure everyone plays fair with their money.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 1 costs, 1 mixed.
Notify Fed Before Buying Bank Control
If you want to buy or keep control of shares in a bank or a bank holding company, you must apply under the Change in Bank Control Act (12 U.S.C. 1817(j)) and Regulation Y (12 CFR 225.41) with the Federal Reserve. The Federal Reserve considers the standards in paragraph 7 of the Act when reviewing applications, and public portions of applications are available at the indicated Federal Reserve Bank and at the Board's offices.
Public Comment Deadline and Disclosure
Interested persons may submit written comments on these bank-control applications, and comments must be received by July 9, 2025, at the Reserve Bank listed or the Board of Governors. Comments are subject to public disclosure and generally will be made available without removing personal or business contact or identifying information, so you should not include confidential information in your submission.
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Key Dates
Related Federal Register Documents
2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2026-11978 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
If someone wants to buy enough shares to control a bank or bank holding company, they have to tell the Federal Reserve first. People can check these plans and share their thoughts by June 30, 2026. This keeps bank ownership clear and fair, making sure big changes don’t sneak by unnoticed.
2026-11522 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
If you or your family want to buy or control shares in a bank or bank holding company, you need to tell the Federal Reserve and wait for approval. The Federal Reserve reviews these requests carefully and invites the public to share their thoughts by June 24, 2026. This keeps bank ownership clear and fair, making sure big money moves get the green light before they happen.
2026-11523 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Some companies want to become bank holding companies or merge with others, which means they’ll control banks or other financial businesses. If you want to share your thoughts, you’ve got until July 9, 2026, to send comments. These changes could shake up local banking, so keep an eye on who’s joining forces and when!
2026-11448 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Some folks want to buy shares in banks or bank companies, and the Federal Reserve is checking their applications to make sure everything’s fair and safe. If you want to share your thoughts, you’ve got until June 23, 2026, to speak up! This process helps keep banks strong and protects everyone’s money.
2026-11355 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Mascoma Mutual Financial Services from New Hampshire is merging with Androscoggin Bancorp in Maine and will also take over Portland Trust Company to offer trust services. This means bigger banking options and new services for customers in these areas. The Federal Reserve fixed a previous notice to make sure everyone knows the details clearly.
Previous / Next Documents
Previous: 2025-11560 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Some companies want to become bank holding companies or buy banks, and the Federal Reserve is checking their applications. If you have thoughts, you can send comments by July 24, 2025. This affects banks and their owners, and it’s all about making sure these changes follow the rules and keep things safe and fair.
Next: 2025-11562 — Aroostook Power, Inc.; Notice of Application for Non-Capacity License Amendment Accepted for Filing, Soliciting Comments, Motions to Intervene, and Protests
Aroostook Power wants to make some changes to its Scopan Hydroelectric Project in Maine, but these changes won’t affect how much power it produces. The public, local groups, and agencies have until July 18, 2025, to share their thoughts or get involved. No big money changes are expected, but it’s a chance to speak up about the project’s future!