Treasury's Playbook for Spotting Criminal Rule-Breakers
Published Date: 7/3/2025
Notice
Summary
This new guidance helps decide when to send possible criminal rule-breakers to the Department of Justice. It affects federal agencies by giving clear steps to avoid over-punishing people for breaking rules. The goal is to be fair, smart, and timely when handling these cases, saving time and money while keeping justice on track.
Analyzed Economic Effects
1 provisions identified: 1 benefits, 0 costs, 0 mixed.
Guidance to Limit Overcriminalization Referrals
If a federal agency thinks you broke a rule that could be a crime, this guidance tells the agency how to decide whether to send your case to the Department of Justice. The steps aim to avoid over-punishing people, be fair and timely, and save time and money for agencies and the justice system.
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Related Federal Register Documents
2026-16576, Beneficial Ownership Information Reporting Requirement Revision
FinCEN is issuing this final rule to adopt as final and with certain limited changes the interim final rule issued on March 26, 2025, which narrowed beneficial ownership information (BOI) reporting requirements under FinCEN's regulations implementing the Corporate Transparency Act (CTA). In particular, this final rule not only continues to exempt reporting companies from having to report the BOI of U.S. person beneficial owners and U.S. person beneficial owners from having to provide BOI to reporting companies; it also exempts reporting companies from having to submit information about their U.S. person company applicants to FinCEN and exempts U.S. person company applicants from any obligation to provide their information. In addition, the final rule exempts all U.S. persons from the requirement to update information already provided to FinCEN in connection with obtaining a FinCEN identifier (FinCEN ID).
2026-11140, Federal Independent Dispute Resolution Operations
Starting soon, health plans and insurers must share clearer info when they pay or deny surprise medical bills. They’ll use special codes to explain these decisions, especially when dealing with folks they don’t have contracts with. This helps patients and providers understand bills better and speeds up fixing disputes, with no extra costs for most people.
2026-08143, Streamlining Regulations Concerning Public Welfare Investments, Open Market Collateralized Loan Obligations, and Federal Savings Association Nondiscrimination Requirements
The Treasury’s Office of the Comptroller of the Currency wants to simplify some banking rules by removing outdated or confusing parts. This affects banks, especially federal savings associations and those dealing with certain loan investments. They’re asking for public feedback by May 27, 2026, aiming to cut red tape and make compliance easier without changing costs.
2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2025-18278, Occupations That Customarily and Regularly Received Tips; Definition of Qualified Tips
If you earn tips at work, these new rules show which jobs count as tip-earning and explain what counts as 'qualified tips' for tax deductions. The changes apply to tips received up to December 31, 2024, helping workers and employers know exactly what tips can lower their taxes. Get ready to keep better track of your tips and maybe save some money when tax time rolls around!
2025-05199, Beneficial Ownership Information Reporting Requirement Revision and Deadline Extension
FinCEN is making it easier for U.S. companies by only requiring foreign companies to report who really owns them. Domestic companies don’t have to report or update their ownership info anymore. Plus, foreign companies get more time—30 days—to file or fix their reports, and they don’t have to share info about U.S. owners, saving time and hassle.
Previous / Next Documents
Previous: 2025-12452, Submission for OMB Review; Contractor Use of Interagency Fleet Management System Vehicles
The government wants to keep collecting info from contractors who use shared fleet vehicles, making sure everything runs smoothly and fairly. This review asks for approval to continue this process without adding extra hassle or costs. Contractors using these vehicles should keep an eye out for updates soon!
Next: 2025-12454, Interest Rate Paid on Cash Deposited to Secure U.S. Immigration and Customs Enforcement Immigration Bonds
Starting July 1, 2025, through September 30, 2025, if you put money down for an ICE immigration bond, you'll earn 3% interest per year on that cash. This update affects anyone who posts these bonds and means your money grows a bit while it’s held. Mark your calendar because this new rate kicks in mid-2025 and lasts for three months.