Bank Mergers and Formations: Fed Opens Comment Period
Published Date: 7/3/2025
Notice
Summary
Bank holding companies want to merge, buy, or form new banks, and the Federal Reserve is reviewing their applications. If you’re involved with these companies or banks, you can share your thoughts by August 4, 2025. These moves could change who controls certain banks and might impact local banking options and money flow.
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
Public comment window open
The Federal Reserve is accepting written public comments on bank holding company formation, acquisition, and merger applications. Comments must be received by August 4, 2025, and comments are generally made available to the public; public portions of applications can be inspected at the listed Federal Reserve Bank(s) and the Board, and information may be requested via the Board's FOIA process.
Specific bank acquisition filed in Georgia
Millennium Bancshares, Inc., Ooltewah, Tennessee, filed to merge with North Georgia Community Financial Partners, Inc., and thereby indirectly acquire North Georgia National Bank in Calhoun, Georgia. This application is listed with the Federal Reserve Bank of Atlanta and is part of the public filings reviewed by the Board.
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Key Dates
Related Federal Register Documents
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2026-11522 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
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2026-11523 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
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2026-11448 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
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2026-11355 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
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2026-11100 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Bank companies want to grow by forming new groups, buying other banks, or merging with them. If you’re involved with these companies, you can share your thoughts by July 3, 2026. These moves could change who controls local banks and might affect money and services in your community.
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