Credit Unions Push for Less Red Tape Themselves
Published Date: 7/10/2025
Proposed Rule
Summary
The NCUA is voluntarily reviewing its rules to find and fix any that are old, unnecessary, or too hard for credit unions to follow. This review affects federally insured credit unions and will happen over about two years, with public comments invited along the way. The current focus is on rules about agency programs, capital, and consumer protection, aiming to make things simpler and better without extra costs.
Analyzed Economic Effects
3 provisions identified: 3 benefits, 0 costs, 0 mixed.
NCUA begins voluntary rule review
The NCUA Board is voluntarily reviewing its regulations to find rules that are outdated, unnecessary, or too hard for federally insured credit unions to follow. The review is done under the Economic Growth and Regulatory Paperwork Reduction Act process and is meant to identify rules to "find and fix."
Two-year review with four notices
The NCUA will run the review over approximately 2 years and publish four Federal Register documents asking for public comment on grouped regulation categories. This Federal Register document is the second of the four.
Comments sought on three rule categories
This second notice requests public comment specifically on regulations in the categories "Agency Programs," "Capital," and "Consumer Protection." The NCUA states the focus is to make these rules simpler and better without adding extra costs.
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Key Dates
Department and Agencies
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