FDIC's Hush-Hush Huddle on Bank Safety Secrets
Published Date: 7/17/2025
Notice
Summary
The FDIC held a secret meeting on July 15, 2025, to discuss important bank safety and supervision issues. This meeting was called quickly and closed to the public to protect sensitive information. It affects banks and the public by ensuring strong oversight without delay, but no new costs or deadlines were announced.
No Economic Impacts Identified for this Document
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2026-10066 — Agency Information Collection Activities: Proposed Collection Renewal; Comment Request
The FDIC wants to renew its paperwork rules for businesses that provide services to banks. They’re asking for your thoughts on the current forms and info they collect, with no big changes or extra costs expected. If you want to speak up, make sure to send your comments by June 22, 2026!
2026-09064 — Update to Notice of Financial Institutions for Which the Federal Deposit Insurance Corporation Has Been Appointed Either Receiver, Liquidator, or Manager
The FDIC just updated its list of banks it’s taking over because they closed, including Community Bank and Trust in Georgia as of May 1, 2026. If you had money or business with these banks, the FDIC is now in charge to handle things smoothly. This update helps everyone know which banks are in receivership and what’s next for customers and creditors.
2026-08793 — Notice of Termination of Receiverships
The FDIC has officially closed the receivership for Silver Falls Bank in Silverton, Oregon, as of May 1, 2026. This means all the bank’s affairs are wrapped up, all money owed has been paid out, and the receivership no longer exists. If you had business with this bank, the process is complete and no further actions are needed.
2026-08792 — Notice to All Interested Parties of Intent To Terminate Receiverships
The FDIC is wrapping up its work with two banks, America West Bank and Washington Federal Bank for Savings, and plans to officially end their receiverships in about 30 days. This means all assets are sold, final payments to creditors are coming, and the receiverships won’t continue because they’re no longer needed. If anyone wants to share thoughts, they have 30 days to write in before the shutdown happens.
2026-08298 — Regulatory Capital Rule: Community Bank Leverage Ratio Framework
Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.
Previous / Next Documents
Previous: 2025-13438 — Submission for Office of Management and Budget Review; Native Employment Works (NEW) Plan Guidance and NEW Program Report
The Administration for Children and Families wants to keep the Native Employment Works (NEW) Plan Guidance and Program Report for three more years with just a few small updates. This affects Native communities working on job programs, helping them keep track and improve their efforts. The extension means no big changes in money or timing, just smoother support through 2028.
Next: 2025-13440 — Meetings; Sunshine Act
The FDIC held a public meeting on July 15, 2025, with less than seven days' notice to discuss important updates to banking rules, including community reinvestment and branch relocations. These changes affect banks, industrial loan companies, and their parent companies, aiming to improve transparency and regulatory clarity. No new costs were announced, but the FDIC is seeking feedback to shape future policies.