NCUA Sharpens Credit Union Report Rules
Published Date: 7/18/2025
Notice
Summary
The NCUA wants to keep collecting info with the Call Report (Form 5300) for three more years and has updated the instructions to make things clearer. Credit unions will need to follow the new rules starting with the September 30, 2025 report. This helps keep reporting smooth and accurate without adding extra costs or delays.
No Economic Impacts Identified for this Document
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-11559 — Preemption-Federal Credit Union Non-Interest Charges and Fees
Starting June 30, 2026, federal credit unions can charge fees like interchange fees on credit and debit cards, even if set with help from others. This rule clears up what fees they’re allowed to collect, making it easier for credit unions to manage their costs. If you have thoughts, you can share them by July 9, 2026!
2026-11507 — Dependent Care and Board Member Expense Reimbursement
The NCUA just made it easier for volunteer credit union board members to get reimbursed for dependent care costs when they attend meetings or do official work. This change helps remove a big hurdle for folks with kids or other dependents, making volunteer service more family-friendly. The new rule kicks in on July 9, 2026, letting credit unions tailor policies to fit their unique needs without extra pay limits.
2026-10817 — Regulation for Federal Financial Assistance
This new rule updates how federal financial help is given and managed across many government agencies. It affects anyone who gets federal grants or aid, making the process clearer, fairer, and easier to follow. Changes kick in soon and could impact how money flows and how quickly folks get support.
2026-09915 — Implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act for the Issuance of Stablecoins by Entities Subject to the Jurisdiction of the National Credit Union Administration
The National Credit Union Administration (NCUA) is rolling out new rules to oversee stablecoins issued by credit union subsidiaries. These changes will set clear guidelines for licensing, issuing, and managing stablecoins, plus update rules on share insurance and tokenized shares. If you’re involved with federally insured credit unions, get ready to weigh in by July 17, 2026, as these rules could impact how stablecoins are handled and protected.
2026-09009 — Thresholds Increase for the Major Assets Prohibition of the Depository Institution Management Interlocks Act Rule
The National Credit Union Administration wants to raise the money limits that stop certain people from managing big banks to $10 billion, reflecting how much the banking world has grown since 1996. This change affects bank managers and credit unions, making it easier for bigger institutions to share leaders. Comments on this proposal are open until July 6, 2026, so speak up if you have thoughts!
2026-08735 — Renewal of Agency Information Collections for Comments Request: Proposed Collections
The National Credit Union Administration (NCUA) is asking for public comments on renewing important paperwork rules that help protect credit union members and modernize business loan rules. This affects all federally insured credit unions, giving them more freedom while keeping members safe. Comments are due by July 6, 2026, and the paperwork burden stays manageable, with over 210,000 hours estimated for security programs and about 3,500 hours for loan rules.
Previous / Next Documents
Previous: 2025-13527 — Health Systems Research Scientific Merit Review Board; Federal Register Notice of Meeting
The Department of Veterans Affairs is holding a meeting on August 27, 2025, to review and pick the best health research projects to fund. This meeting helps make sure VA supports top-quality studies that matter to veterans’ health. The public can listen in for 15 minutes, but the main discussions about research details will be private to protect privacy and sensitive info.
Next: 2025-13530 — Agency Information Collection Activities; Submission for OMB Review; Comment Request; Lead in Construction Standard
The Department of Labor wants to update how they collect info about lead safety in construction to keep workers safe. This affects construction companies and workers who deal with lead, aiming to make rules clearer without extra costs. They’re asking for public feedback before finalizing the changes, so everyone has a chance to weigh in soon.