Fed Updates Bank Rules for Safer Electronic Transfers
Published Date: 7/31/2025
Notice
Summary
The Federal Reserve wants to keep and update rules about how banks keep and share info about electronic payments for three more years. This affects banks and companies handling your money, making sure they follow clear recordkeeping and disclosure rules. They’re asking for your thoughts before making changes, so get ready to weigh in soon!
Analyzed Economic Effects
1 provisions identified: 0 benefits, 0 costs, 1 mixed.
Three‑Year Extension of Reg E Recordkeeping
If you run a bank or a company that handles electronic payments, the Federal Reserve is proposing to extend for three years, with revision, the Recordkeeping and Disclosure Requirements associated with the Consumer Financial Protection Bureau's Regulation E (CFPB E; OMB No. 7100-0200). The Board is inviting public comment on this proposal before making changes.
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Key Dates
Related Federal Register Documents
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2026-11355 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies
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Previous / Next Documents
Previous: 2025-14463 — Proposed Agency Information Collection Activities; Comment Request
The Federal Reserve wants to keep its current rules about reporting and sharing info under Regulation G for three more years, without changing anything. This affects banks and financial groups who follow these rules. They’re asking for your thoughts before the extension, but no new costs or changes are planned.
Next: 2025-14466 — Proposed Agency Information Collection Activities; Comment Request
The Federal Reserve wants to keep using some important forms for bank membership and stock applications for three more years without changing them. Banks and related groups who fill out these forms are affected. There’s no new cost or extra work, just a smooth extension to keep things running on time.