Communities Review Proposed Changes to Flood Zones
Published Date: 8/6/2025
Notice
Summary
FEMA is asking for your thoughts on new flood risk maps that could change flood zones and water levels in certain communities. These updates might affect flood insurance rules and costs, so if you live or own property there, it’s important to pay attention. You’ve got a chance to comment before the changes become official, so don’t miss out!
Analyzed Economic Effects
2 provisions identified: 0 benefits, 0 costs, 2 mixed.
Proposed Flood Map Changes
FEMA is proposing changes to flood maps that may add or modify Base Flood Elevation (BFE), base flood depth, Special Flood Hazard Area (SFHA) boundaries or zone designations, or regulatory floodways on the Flood Insurance Rate Maps (FIRMs) and, where applicable, the supporting Flood Insurance Study (FIS) reports for the communities listed. If you live in or own property in one of the listed communities, these map changes might change whether your property is in a flood zone and could affect flood insurance rules and costs.
Community NFIP Participation Requirement
The Flood Insurance Rate Map (FIRM) and Flood Insurance Study (FIS) report are the basis for floodplain management measures that a community is required to adopt or show evidence of having in effect to qualify or remain qualified for participation in the National Flood Insurance Program (NFIP). Communities listed in the notice must address these measures to maintain NFIP participation, which underlies local flood insurance availability and rules.
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-11674 — Changes in Flood Hazard Determinations
FEMA just updated flood risk maps for several communities, changing flood zones and water levels that affect flood insurance rules. If you live or own property in these areas, your insurance rates or building rules might change soon. These updates are final and already published, so check your local map or online to see how it impacts you and your wallet.
2026-11676 — Changes in Flood Hazard Determinations
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2026-11679 — Proposed Flood Hazard Determinations
FEMA is updating flood risk maps for several communities, which could change flood zones and insurance rules. If you live or own property in these areas, these changes might affect your flood insurance costs and building rules. You have until September 9, 2026, to review and comment on the proposed updates before they become official.
Previous / Next Documents
Previous: 2025-14875 — Proposed Flood Hazard Determinations
FEMA is asking communities and residents to review and comment on new flood risk maps that might change flood zones or water levels. These updates could affect flood insurance rules and costs, so it’s important for those in the listed areas to pay attention and respond by the deadline. Getting these maps right helps keep everyone safer and insurance programs running smoothly.
Next: 2025-14877 — Agency Information Collection Activities: Proposed Collection; Comment Request
SAMHSA is updating its data collection toolkit for the Crisis Counseling Assistance and Training Program, which helps states, territories, and tribes support disaster survivors with counseling and outreach. This update aims to improve how information is gathered while making it easier and less time-consuming for those involved. If you’re part of these communities or agencies, now’s your chance to share feedback before the changes take effect.