Federal Reserve Reviews Notices for Bank Share Acquisitions and Control
Published Date: 8/8/2025
Notice
Summary
People and groups want to buy or keep big chunks of banks or bank companies, and the Federal Reserve is checking their plans to make sure everything’s fair and safe. If you want to share your thoughts, you’ve got until August 25, 2025, to speak up. This process helps keep banks strong and protects your money!
No Economic Impacts Identified for this Document
Personalized for You
How does this regulation affect your finances?
Personalize government policy and PRIA will tell you what this federal register document means for your household, plus every other regulation we track. PRIA reads each provision against your financial profile to show you exactly what matters to your wallet.
Key Dates
Related Federal Register Documents
2026-08298, Regulatory Capital Rule: Community Bank Leverage Ratio Framework
Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.
2026-05960, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets
Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.
2025-21625, Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework
The government wants to make it easier for small banks to stay in a special low-risk capital program by lowering the required leverage ratio from 9% to 8%. They’re also giving banks more time—up to four quarters instead of two—to fix any issues without losing their spot. Banks and bank holding companies should weigh in by January 30, 2026, as these changes could save them money and reduce red tape.
2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies
Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.
2026-20509, Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks: Bank Holding Companies
The Federal Reserve is updating rules about loans to bank insiders like executives and big shareholders to make things clearer and fairer. They’re giving everyone more time—until November 4, 2026—to share their thoughts on these changes. This affects banks and their top people, aiming to boost transparency and keep things running smoothly.
2026-20478, Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB
The Federal Reserve is updating and extending its job application form for three more years starting October 5, 2026. This affects anyone applying to work at the Federal Reserve, making sure their info is up-to-date and easier to handle. No big costs or delays—just a smoother hiring process ahead!
Previous / Next Documents
Previous: 2025-15119, Common Alloy Aluminum Sheet From the Republic of Türkiye: Preliminary Results and Rescission, in Part, of Antidumping Duty Administrative Review; 2023-2024
The U.S. checked if some Turkish companies sold aluminum sheets in America for less than fair prices from April 2023 to March 2024. They found some did, but they stopped reviewing three companies. This could mean changes in import duties and might affect prices or business soon.
Next: 2025-15121, New England Fishery Management Council; Public Meeting
The New England Fishery Management Council is holding a hybrid meeting to tackle fishing gear conflicts in New England waters. Fishermen and communities who rely on these fisheries might see new rules soon. The group’s ideas will be reviewed by the full Council, aiming to keep fishing fair and sustainable without delay.