FTC Seeks Comments on Extending Mortgage Ad Info Rules
Published Date: 8/13/2025
Notice
Summary
The FTC wants to keep collecting info about mortgage ads for three more years to make sure companies play fair. This affects businesses that advertise home loans and helps protect people from tricky ads. Comments are open now, and the current rules expire in February 2026—no new costs, just a smooth extension!
Analyzed Economic Effects
2 provisions identified: 1 benefits, 1 costs, 0 mixed.
Three-Year Extension for Mortgage Ad Data
The FTC proposes to extend for an additional three years its portion of the information collection requirements in the Consumer Financial Protection Bureau’s Regulation N (the Mortgage Acts and Practices—Advertising Rule). The current PRA clearance for that FTC information collection expires on February 28, 2026, and the agency indicates this is a continuation rather than a new cost.
Continued Protection from Deceptive Mortgage Ads
The extension would keep the FTC collecting information about mortgage advertising under Regulation N to help ensure companies play fair and to protect people from deceptive or tricky home loan ads. This proposed extension covers an additional three years and ties to a clearance that expires on February 28, 2026.
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Key Dates
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