CFPB Bids Farewell to Forgotten Prize Contest Files
Published Date: 8/14/2025
Notice
Summary
The Consumer Financial Protection Bureau (CFPB) is officially retiring its old record-keeping system for prize competitions because it’s no longer in use. This change affects anyone involved in CFPB prize contests, but it won’t cost money or cause delays. Basically, CFPB is cleaning house to keep things simple and up-to-date!
No Economic Impacts Identified for this Document
Your PRIA Score
Personalized for You
How does this regulation affect your finances?
Sign up for a PRIA Policy Scan to see your personalized alignment score for this federal register document and every other regulation we track. We analyze your financial profile against policy provisions to show you exactly what matters to your wallet.
Key Dates
Department and Agencies
Related Federal Register Documents
2026-08494 — Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)
Starting June 30, 2026, new rules will help banks and lenders better track loans to small, women-owned, and minority-owned businesses. These changes make it easier for lenders to follow the rules, improve the quality of loan data, and support fair lending. Lenders must fully comply by January 1, 2028, so small businesses get a fair shot at credit.
2026-07804 — Equal Credit Opportunity Act (Regulation B)
The Consumer Financial Protection Bureau is updating rules to make sure everyone gets a fair shot at credit without being unfairly discouraged or discriminated against. These changes clarify how lenders should handle special credit programs and prevent hidden biases. The new rules kick in on July 21, 2026, helping protect your rights and keep lending fair and square.
2025-19864 — Equal Credit Opportunity Act (Regulation B)
The Consumer Financial Protection Bureau is updating rules to make sure everyone gets a fair shot at credit, no matter who they are. These changes clarify how lenders should avoid unfair treatment and support special credit programs. If you want to share your thoughts, you’ve got until December 15, 2025, to speak up!
2025-19865 — Small Business Lending Under the Equal Credit Opportunity Act (Regulation B)
The CFPB is updating rules for small business loans to make things simpler and fairer for lenders and borrowers. These changes affect banks and lenders by redefining which loans count and what info they must collect, aiming to improve data quality. Comments on the proposal are open until December 15, 2025, so get ready to weigh in!
2025-19687 — Rules of Practice for Adjudication Proceedings
The Consumer Financial Protection Bureau (CFPB) is rolling back some changes it made in 2022 and 2023 to how it runs legal hearings, like depositions and deadlines. These old rules are mostly gone, but a few small clarifications stick around. This update kicks in on October 29, 2025, and affects anyone involved in CFPB legal cases, making the process clearer and smoother without adding new costs.
2025-19689 — Registry of Nonbank Covered Persons Subject to Certain Agency and Court Orders; Rescission
The Consumer Financial Protection Bureau is canceling a rule that made certain nonbank companies report government orders about their financial products. This change means those companies won’t have to share this info anymore, saving them and the Bureau time and money. The new rule takes effect right away on October 29, 2025, and aims to keep things simpler without hurting consumer protection.
Previous / Next Documents
Previous: 2025-15451 — Oswego Hydro Partners, L.P.; Notice of Intent To Prepare an Environmental Assessment
Oswego Hydro Partners wants to renew the license for their small hydroelectric project on rivers in New York. The government will prepare an environmental check to make sure the project won’t harm the area before deciding. This review will wrap up by August 2026, giving locals, landowners, and tribes a chance to share their thoughts.
Next: 2025-15453 — Notice Pursuant to the National Cooperative Research and Production Act of 1993-Defense Industrial Based Consortium
The Defense Industrial Based Consortium (DIBC) just updated its membership list, adding lots of new companies from all over the U.S. and even Australia. This change keeps special legal protections in place that limit antitrust lawsuits to actual damages only. These updates were officially filed on July 2, 2025, so everyone involved knows who’s in and what rules apply.