Credit Unions: Same Old Forms, No New Headaches from NCUA
Published Date: 8/15/2025
Notice
Summary
The National Credit Union Administration (NCUA) is asking to keep using some important forms and info they already collect from credit unions. This renewal means no big changes or new costs, just making sure everything stays up to date. Credit unions should keep an eye out for any updates and deadlines coming soon!
No Economic Impacts Identified for this Document
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Key Dates
Department and Agencies
Related Federal Register Documents
2026-11559, Preemption-Federal Credit Union Non-Interest Charges and Fees
Starting June 30, 2026, federal credit unions can charge fees like interchange fees on credit and debit cards, even if set with help from others. This rule clears up what fees they’re allowed to collect, making it easier for credit unions to manage their costs. If you have thoughts, you can share them by July 9, 2026!
2026-19275, Renewal of Agency Information Collection of a Previously Approved Collection; Request for Comments
The National Credit Union Administration (NCUA) is renewing and updating two important info collections that affect credit unions. More credit unions now offer extra insurance, so the paperwork burden has grown. They want your comments by October 21, 2026, to keep things clear and fair without costing extra time or money.
2026-18859, Proposed Third-Party Risk Management Guidance
Big banks and credit unions, listen up! The government agencies want to update the rules on how you manage risks from outside companies you work with. This new guidance helps you focus on the riskiest partners, tailor your approach based on your size and complexity, and use resources smarter—all aiming to keep your money safe and sound. Get your comments in by November 16, 2026, or miss out on shaping the future!
2026-17307, Interagency Rescission of the Interagency Statement on Special Purpose Credit Programs Under the Equal Credit Opportunity Act and Regulation B
FDIC, NCUA, OCC, CFPB, HUD, DOJ, and FHFA (collectively, the agencies) are issuing this notice to inform the public of the rescission of the "Interagency Statement on Special Purpose Credit Programs Under the Equal Credit Opportunity Act and Regulation B" (Interagency Statement), dated February 22, 2022. The agencies are rescinding the Interagency Statement to make clear that (1) creditors may not discriminate against borrowers based on prohibited characteristics and (2) creditors should not rely upon the Interagency Statement or other related issuances going forward.
2026-16029, Third-Party Servicing of Indirect Vehicle Loans
The NCUA Board (Board) is issuing a final rule removing NCUA's unnecessarily prescriptive regulation regarding third-party servicing of indirect vehicle loans. This action will reduce regulatory burden and provide federally insured credit unions (FICUs) with greater operational flexibility, consistent with a principles-based supervisory approach. The intent is to reduce administrative costs and compliance complexity, enabling credit unions to serve their members more efficiently.
2026-16031, Chartering and Field of Membership for Federal Credit Unions-Interpretive Ruling and Policy Statement 08-2
The NCUA is saying goodbye to an old rule called IRPS 08-2 because its key points are now part of the main Chartering Manual. This change makes life easier for federal credit unions by cutting down on the paperwork and checks they need to do. The new rule kicks in on September 8, 2026, helping credit unions serve their communities faster without extra hassle.
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