Fed Reviews Bank Merger Plans for Stability

2025-21626 — Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies

Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.

2026-11978 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

If someone wants to buy enough shares to control a bank or bank holding company, they have to tell the Federal Reserve first. People can check these plans and share their thoughts by June 30, 2026. This keeps bank ownership clear and fair, making sure big changes don’t sneak by unnoticed.

2026-11522 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

If you or your family want to buy or control shares in a bank or bank holding company, you need to tell the Federal Reserve and wait for approval. The Federal Reserve reviews these requests carefully and invites the public to share their thoughts by June 24, 2026. This keeps bank ownership clear and fair, making sure big money moves get the green light before they happen.

2026-11523 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies

Some companies want to become bank holding companies or merge with others, which means they’ll control banks or other financial businesses. If you want to share your thoughts, you’ve got until July 9, 2026, to send comments. These changes could shake up local banking, so keep an eye on who’s joining forces and when!

2026-11448 — Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

Some folks want to buy shares in banks or bank companies, and the Federal Reserve is checking their applications to make sure everything’s fair and safe. If you want to share your thoughts, you’ve got until June 23, 2026, to speak up! This process helps keep banks strong and protects everyone’s money.

2026-11355 — Formations of, Acquisitions by, and Mergers of Bank Holding Companies

Mascoma Mutual Financial Services from New Hampshire is merging with Androscoggin Bancorp in Maine and will also take over Portland Trust Company to offer trust services. This means bigger banking options and new services for customers in these areas. The Federal Reserve fixed a previous notice to make sure everyone knows the details clearly.

Previous: 2025-16766 — Reporting and Recordkeeping Requirements Under OMB Review

The Small Business Administration (SBA) wants to keep collecting some info and needs the Office of Management and Budget’s (OMB) thumbs-up. This notice gives everyone 30 more days to share their thoughts before the final decision. Small businesses and others who provide info should pay attention—this could affect how and when they report, but no big costs are expected.

Next: 2025-16768 — Combined Notice of Filings #1

The Federal Energy Regulatory Commission got a bunch of new filings from energy companies like Faraday Solar B and Portland General Electric. These filings include requests to change rates, confirm generator status, and update rules, with some changes set to take effect later this year or early next year. If you’re involved in energy or power markets, keep an eye on deadlines for comments in mid-September and possible impacts on electricity costs.