Fed Reviews Bank Buyouts: Comment by September 19

2026-08298, Regulatory Capital Rule: Community Bank Leverage Ratio Framework

Starting July 1, 2026, community banks get a break! The minimum leverage ratio drops from 9% to 8%, making it easier for smaller banks to meet rules. Plus, banks can now stay in this easier framework longer—up to four straight quarters instead of two—helping them manage their money better without rushing.

2026-05960, Regulatory Capital Rules: Regulatory Capital and Standardized Approach for Risk-Weighted Assets

Big banks and community banks are getting new rules to better measure the risks in their loans and investments. The changes update how banks count certain assets and income when figuring out their safety net money, called regulatory capital. These updates aim to make banks safer and smarter with their money, with some rules kicking in soon and affecting how much capital banks need to hold.

2025-21625, Regulatory Capital Rule: Revisions to the Community Bank Leverage Ratio Framework

The government wants to make it easier for small banks to stay in a special low-risk capital program by lowering the required leverage ratio from 9% to 8%. They’re also giving banks more time—up to four quarters instead of two—to fix any issues without losing their spot. Banks and bank holding companies should weigh in by January 30, 2026, as these changes could save them money and reduce red tape.

2025-21626, Regulatory Capital Rule: Modifications to the Enhanced Supplementary Leverage Ratio Standards for U.S. Global Systemically Important Bank Holding Companies and Their Subsidiary Depository Institutions; Total Loss-Absorbing Capacity and Long-Term Debt Requirements for U.S. Global Systemically Important Bank Holding Companies

Big U.S. banks that are super important to the economy are getting new rules to keep them safer and stronger. These changes tweak how much money they must keep on hand and how they handle long-term debt, helping prevent financial trouble. The new rules kick in soon and could affect how these banks manage billions in assets and debt.

2026-20340, Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

If you want to buy a big chunk of a bank or a bank holding company, you need to tell the Federal Reserve first. They check to make sure everything’s fair and safe before you can take control. People have until October 20, 2026, to share their thoughts on these deals, so don’t miss your chance to speak up!

2026-20243, Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company

If you want to buy or control shares in a bank or bank holding company, you need to tell the Federal Reserve first. They review these requests carefully and let the public see the details and share their thoughts by October 19, 2026. This keeps bank ownership clear and fair, so everyone knows who’s in charge and when changes happen.

Previous: 2025-16966, Stilbenic Optical Brightening Agents From Taiwan: Preliminary Results of Antidumping Duty Administrative Review; 2023-2024

The U.S. says Teh Fong Min International from Taiwan sold special brightening chemicals for less than fair price between May 2023 and April 2024. This could mean extra duties or fees might be added to their products to keep things fair for U.S. businesses. People who care can share their thoughts before the final decision is made.

Next: 2025-16968, Formations of, Acquisitions by, and Mergers of Bank Holding Companies

Some bank companies want to join forces by merging or buying each other, and they’ve asked the Federal Reserve for approval. This affects banks and their holding companies, with a key deadline for public comments on October 6, 2025. These moves could change who controls certain banks and might impact local banking options and money flow.